Both types of whole life policies have higher premiums than a term policy as they build cash values which can be used similar to an emergency fund. Both have additional options due to cash value.
This type of policy covers buildings, tools and equipment, and other types of business or personal property in possession by a company.
Workers Compensation Insurance
This type of liability policy cover employees of a company to illness, occupational disease, or being injured while preforming work in which the policy can cover medical expenses and lost wages.
Professional Liability Insurance
This is a form of liability insurance which helps protect professionals who offer professional advice and/or service providing individuals and companies from negligence claims. In most cases these policies can be written/endorsed to include the general liability coverage for a person or company as well.