Culpepper Insurance Agency Inc is an Independent Insurance Agency representing many different insurance companies for your insurance needs. We carefully select our carriers in order to provide you with the best level of service, price and coverage. As independent insurance agents, you have the ability to choose the best carrier for your insurance needs. That is the main advantage of using an independent insurance agency, we work to satisfy your needs. With over 25+ years in business, we are dedicated to providing our customers in Georgia with the best coverage at competitive rates. Just make one call to our agency, and we can shop your coverage through many top rated companies.
All of the Insurance companies we represent provide a wide range of auto Insurance products at a fair price. Your price gets even better if you qualify for any of our available discounts. When applying for auto Insurance in Columbus, Georgia, you're usually asked whether you want collision and/or comprehensive coverage, how high you want your deductible to be, what liability limits you want, and whether you want any types of optional coverage. We can help you understand what these terms mean and how much coverage is right for you.
Motorcycle Insurance
We are a Georgia based insurance agency that specializes in motorcycle coverage. We will shop the best motorcycle insurance companies in Georgia to find you the best coverage at an affordable price. You can either fill out our online quote form or contact us for a free, no-obligation quote.
Boat Insurance
RV Insurance
Culpepper Insurance Agency Inc can help select the right custom Georgia RV or Motor home insurance package with one of the leading Recreational Vehicle insurance companies.
Mobile Home Insurance
We pride ourselves in customer service with the lowest possible rate. Just contact us today at 706-221-8566 to find your next Georgia mobile home or manufactured home insurance policy. We service mobile home insurance policies in Columbus, Georgia area.
ATV Insurance
We can help you find the right coverage for your special vehicle to protect your investment depending on the vehicle type. Our insurance professionals can work with the carriers and their special requirements for ATV insurance & assist you in finding the right coverage at a competitive rate.
Inland Marine Insurance
A form of Inland Marine Insurance designed to cover loss to the property of a merchant, wholesaler, or manufacturer including: property of others in the Insured's care, custody, or control, property on consignment, and property sold but not delivered. Common block policies are jeweler's block and furrier's block policies.
Truck Insurance
Commercial Auto Insurance insures your vehicles for physical damage and liability coverages for amounts, situations, and usage not covered by a personal auto policy. This type of business insurance covers a variety of vehicles and is also referred to as commercial car insurance, truck insurance, or fleet insurance. Our agents at Culpepper Insurance Agency Inc will help you find the best coverage you need for your business.
Jet Ski Insurance
Consult with one of our professional agents at Culpepper Insurance Agency Inc to make sure you have the right coverage at a competitive price. We can evaluate your boat or jet ski insurance needs to find special coverages you may need or any discounts you may qualify for. Some additional discounts and coverages may include...
You may be speculative why it's necessary to hold a renters insurance. Rental properties, particularly apartments are thought-about risky once it involves potential claims. You share a building with plenty of individuals where fires, theft, and water harm are sometimes frequent. There are many potential risks and your property is in danger. The items you own are valuable and you should shield them from a loss. Besides, renters insurance in most cases is extremely cheap.
Home Insurance
At Culpepper Insurance Agency Inc, we can assist you in finding the right coverage for an affordable price for your Georgia mobile home or manufactured home insurance. Many times a mobile home is a more affordable way to become a homeowner and you'll need similar coverage that a homeowner would need.
Condo Insurance
Condo Association insurance can help but it often is meant for the building itself rather than what's inside. This is where a condo insurance policy is different from a homeowners policy because you usually will just need to cover the valuables inside your condo.
Deciding on the right Georgia Individual Life Insurance policy usually depends on your future goals. Whether you wish to provide a tax free income for your beneficiaries, have funds for the payment of the final expenses or estate taxes, replace the income that is lost if you die, or provide a significant charitable contribution, we can help you chose the policy that will fit your needs at an affordable price.
Health Insurance
Medical Payments coverage pays medical expenses (up to a specified dollar limit) for you and passengers of your car who are injured in an automobile accident, no matter who is at fault. If you and your passengers have health Insurance, you may not need this coverage.
Disability Insurance
Status of a covered person under the Old-age, Survivors, and Disability Insurance (OASDI) program who has at least six quarters of coverage out of the last thirteen quarters, ending with the quarter of death, disability, or entitlement to retirement benefits.
Long Term Care
In the event of a medical situation, Long Term Care Insurance can provide financial assistance for in-home care, an assistant-living residence, or a nursing home. This product is becoming more popular as the population ages and we find that we need additional services for ourselves or for our parents. Long Term Care plans are very flexible and how they can be set up: you can pick and choose what you want covered, and the duration of level of benefits.
Dental Insurance
Persons organized under special state laws to provide hospital, medical, or dental insurance on a nonprofit basis. The laws exempt them from certain types of taxes.
A policy which primarily provides coverage of benefits to a business as contrasted to an individual. It is issued to indemnify a business for the loss of services of a key employee or a partner who becomes disabled.
Commercial Property Insurance
Commercial Property insurance covers the building that your business owns or rents. A Georgia commercial property insurance policy would also cover equipment, computers, tools and furniture. Let the agents at Culpepper Insurance Agency Inc evaluate your commercial property insurance needs to find the best suite for your liabilities and risks.
Workers Compensation Insurance
At Culpepper Insurance Agency Inc, having a workplace that is protected gives you extra security. As a Georgia employer, you have an obligation to ensure a safe work place and the law requires a business to have Workers Compensation Insurance. Work Comp insurance can provide the coverage to protect you from those unpredictable occurrences.
Commercial Liability Insurance
Commercial Liability Policy drafted by the Insurance Services Office containing two coverage forms-an occurrence form and a claims-made form.
Professional Liability Insurance
Professional Liability Insurance or PLI is a form of liability insurance necessary to help protect businesses in the service or consultant industry. A claim of negligence can be very damaging to a growing business and if the claim results in monetary damages can be catastrophic.
Builders Risk Insurance
A builders risk policy protects builders and contractors from losses to property and financially in the event of an incident. Losses may occur to the property or structure but may include the materials used on the job site. Our agency can help protect you in the event of a fire, flood or theft. You may also opt to have additional coverage in the event of losses due to project penalties or unexpected costs, like taxes.
Restaurant Insurance
We have built upon our experience to develop a portfolio of coverages to address every facet of your restaurant operation. Available coverages include...
You should consider annuities when developing your long term financial plan. Annuities give your the opportunity for lifetime payments and tax-deferred earnings. Our advisors at Culpepper Insurance Agency Inc can assist you in mapping our your retirement strategy and how annuities can help your financial security.
Liability Insurance
Every business needs to protect themselves from accidents or injuries that may occur on their business grounds. General Liability insurance coverage can protect your Georgia business from these unexpected expenses.
Jewelry Insurance
There may also be other coverages that you many want to consider in addition to your basic homeowners policy. These may include personal umbrella, automobile, flood, earthquake or jewelry insurance. Our agents at Culpepper Insurance Agency Inc can help you understand your other risks and help you evaluate whether you may need additional coverages in your Georgia home insurance plan.
Insurance sold by private insurers with rates subsidized by the federal government to persons who reside in flood zones and whose community joins the program and agrees to establish and enforce flood control and land-use measures.