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General Info
Providing great customer service is the most important thing we do! Personal Insurance: If you are looking for Homeowners Insurance, Auto Insurance, Personal Umbrella Insurance, or Insurance for your Motorcycle, Boat, or Recreational Vehicle, we have products to meet your needs and budget. Commercial Insurance: The Insurance Source meets the needs of our Commercial customers with the following products General Liability, Commercial Auto Insurance, Commercial Property Insurance, Workers Compensation Insurance, Inland Marine Insurance and Professional Liability Insurance. Commercial Insurance: The Insurance Source meets the needs of our Commercial customers with the following products General Liability, Commercial Auto Insurance, Commercial Property Insurance, Workers Compensation Insurance, Inland Marine Insurance and Professional Liability Insurance.
Bundling home and auto insurance is the practice of buying these two insurance policies from the same company. Many companies offer a discount when you buy multiple policies and the paperwork can sometimes be easier this way. People often ask us, “Should I bundle my home and auto insurance?” There’s no one-size-fits-all answer, so let’s explore this more.
Inland Marine Insurance
Your operation relies on high-value equipment and materials. A builders risk policy will cover these items when they are on the job site. An inland marine insurance policy provides protection while traveling to and from a job. On the other hand, excavation contractors have a need for specialized business auto insurance. Your vehicles are driven by your employees traveling to job sites. You have larger vehicles that haul equipment. And you also have heavy machinery used for excavating, land grading, or removing debris. Your business auto insurance policy needs to offer more specific coverage than the typical insurance for a company vehicle.
While home and auto insurance are commonly referred to together as an option to bundle, this doesn’t necessarily help someone who doesn’t own their home. If you have renters insurance (and you should), you may be able to bundle that policy with your auto policy as well.
Home Insurance
Your home is the center of your life. It’s also your biggest investment. So make sure you cover the unique risks you face with home insurance. Get the right policy that will take care of both small and large risks related to owning a home.
We specialize in a wide variety of insurance solutions to meet your needs. Whether you’re looking for personal insurance or business insurance, we provide quality service and advice you can count on. Contact us today to get started.
Commercial Property Insurance
You’ll need commercial property insurance for the home base of your operations. Employment practice liability insurance pays expenses for defending against claims of harassment, discrimination, or unlawful hiring and termination practices. Cyber liability insurance offers protection if your business’ computer network is hacked.
Workers Compensation Insurance
Workers' compensation protects your employees should a job-related injury or sickness occur during the course of employment. This coverage is required by law and may vary by area, so be sure that you understand your obligations for all physical locations where your business operates in and all physical locations where you hire your employees.
Commercial Liability Insurance
A Business Owners Policy (BOP) combines business property and business liability insurance into one convenient policy. We’ll work with you to design coverage that protects your business from a variety of risks, unique to your industry.
Professional Liability Insurance
Aside from property liability coverage, there’s an important difference to note between general liability (such as a customer slipping on a spilled drink) and professional liability (such as a bout of food poisoning from bad food or inadequate preparation). General liability primarily covers patrons who are injured on your property, as well as property damage, and can protect you from potential lawsuits. Professional liability, on the other hand, protects your restaurant if someone gets sick from spoiled food products.
Builders Risk Insurance
Builders risk and installation insurance provides coverage for homes or buildings while undergoing construction, until they are completed. The policy covers the contractors’ interest in materials at the job site before they are installed, construction materials in transit designated for the contractors' equipment insurance–a policy specially and the value of the property being constructed until it is completed.
Restaurant Insurance
Restaurants carry a very unique set of risks. We can customize a menu of insurance solutions to meet your specific needs. Reviewing the options and developing a plan for restaurant insurance coverage is the perfect recipe.
A good policy includes general liability that covers you against claims of damage or injury caused on site or to visitors on your own premises. Such costs can be immense and general liability insurance is often mandatory if you want to bid for government contracts.
Purchase a flood insurance policy to protect your home and covered contents from certain types of flood losses as designated by the National Flood Insurance Program. A flood policy is purchased as a separate policy through the federal program (NFIP) or through a servicing carrier known as a write your own carrier.