The right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed by accident, fire, theft, or other covered event. Your policy also provides protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle.
Motorcycle Insurance
Your motorcycle insurance can include any or all of the options below – call us today to discuss what coverage is best for you.
Boat Insurance
We offer policies for a wide variety of pleasure boats. From sailboats to powerboats, we will recommend the protection that’s right for you.
RV Insurance
Discounts mean you save money. When you have RV insurance and auto insurance with a single carrier like Safeco, you get a discount on your account. You also get additional discounts when your RV has specific safety features. One Policy means you can, if you wish, insure your RV and auto on the same policy.
Find unique insurance that is right for your condo – Talk with us today to identify the best combination of coverage, value, and price for you. We can help make sure your renters insurance continually meets your needs.
Home Insurance
Depending on where you live – a house, apartment, or condominium – the right home insurance policy can provide you peace of mind as well as the money you need to repair or replace your home and/or belongings. Contact us for more information today!
Condo Insurance
Condo Insurance Condominium insurance is unique. The condo insurance you buy covers your personal property, liability, and those parts of the unit that are your responsibility. It may also be written to protect you from certain assessments levied by the condo association. And you’re covered for costs you incur over normal living expenses if you have to vacate your home.
Landlord Insurance
As a landlord, you want insurance that’s tailored specifically to protect your rental properties. A Landlord Protection policy gives you choices when purchasing the insurance coverage you need.
We also have many brokerage arrangements with area managing general agencies for difficult to place personal lines or commercial coverage. We provide personal lines products for your home, auto, boat or yachts, rental properties or secondary homes, personal umbrella’s, life, disability, health, and long term care – referring the life, disability, and long term care coverage to a specialist in our community, Jonathan Piff of Edward Jones.
Based in Friday Harbor, our team understands the business insurance needs of our customers. Every need is unique, which is why we provide many types of insurance. As independent insurance agents, Islanders Insurance can help you find the coverage that best suits your particular needs and provides you with the greatest value.
Commercial Property Insurance
One of the most common types of business insurance products, commercial property insurance often provide the following coverages. To get a full list of coverages or learn more about this product, contact us today.
Commercial Liability Insurance
For the commercial client our markets provide property & casualty, commercial auto, inland marine, fidelity, bonding, commercial umbrella, directors and officers, employment practices liability, cyber liability, and errors or omissions coverage for the professionals, etc.
Professional Liability Insurance
E&O covers professionals for negligence and errors or omissions that injure their clients. In addition to covering licensed professionals such as accountants, attorneys, insurance agents, architect and engineers, technology companies frequently have a professional liability exposure. This typically arises from the fact that the general liability policy excludes damage to data. Technology E&O can protect your company in the event that your negligence, error, or omission causes damage to a third party’s data. We recommend that all professional and technology companies have E&O coverage.
Monetary damage awards from lawsuits continue to increase. Personal Umbrella policies provide you with an extra layer of liability coverage above and beyond what your auto, home or boat policies provide. Check with us to see if an Umbrella Policy makes sense for you. Talk with us today to identify the best combination of coverage, value, and price for you. We can help make sure your insurance continually meets all your needs.
Flood Insurance is offered through the National Flood Insurance Program. Although the government actually provides the coverage, our agency issues the policy and, in the event of flood damage to your insured property, would also service your claim.