Founded in 1954, Hayes, Utley & Hedgspeth Insurance is a Better Business Bureau (BBB) accredited full-service insurance agency. Based in Louisville, Ky., the company offers several business and personal insurance programs. It provides auto, watercraft, annuities, disability, life, automobile, long-term care and health insurance options. Additionally, it renders property, casualty, employee benefits and medical professional solutions for client s business needs. Hayes, Utley & Hedgspeth Insurance has affiliations with Eastern Alliance, Ohio Casualty Group, Employers Assurance Company, Healthcare Underwriters Group and Standard Insurance Co.