Welcome to Anderson-VanHorne Associates, Inc., a firm of dedicated professionals with the primary focus of serving the interests of our clients.
Thank you for visiting our website.
To speak with an agent, please call one of our offices, Monday through Thursday between 8:30 am and 5:00 pm or Friday between 8:30 am and 4:00 pm.
For your convenience, you may also reach us via email at info@andersonvanhorne.com
Rental property/landlord insurance covers both property and liability risks. Please make sure your tenants have policies to cover their personal property and personal liability. Think of this coverage as a blanket that falls over the residents’ renters insurance. With both policies in force, you and your tenants are protected from various financial risks.
Home Insurance
No two homes, and no two individual needs are the same. Consult with your insurance professional to determine the right fit for your Home Insurance needs.
Melisa began her insurance career in 1994 at Wayne Cooperative Insurance Company before moving to the agency side in 1998. After leaving the industry in 2016, she returned in 2018 joining Anderson-VanHorne Associates. She brings an extensive background in Personal Lines Insurance to the agency. In addition to her Associate in Claims and Accredited Customer Service Representative designation, she also has her Property & Casualty and Life Insurance licenses.
Business Insurance policies can be audited for payroll, and for gross revenue. Both can be used in estimating annual insurance premiums because they provide an accurate representation of the amount of work being completed by the company or organization. For example, it would be safe to assume that a business who brings in $1,000,000 a year is doing more work than the same type of business that brings in $100,000 a year. Therefore, the insurance carriers know to charge a higher premium for the business operating at a $1,000,000 gross revenue. The audits for these figures can come annually, and are used to ensure the carriers are charging accurate premiums.
When disaster strikes, flood insurance policyholder claims are paid even if a disaster is not Federally declared. Flood insurance means you'll be reimbursed for all your covered losses. And unlike Federal aid, it never has to be repaid.