Hartley John T Insurance

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Categories: Insurance, Auto Insurance, Boat & Marine Insurance, Business & Commercial Insurance, Homeowners Insurance, Liability & Malpractice Insurance, Workers Compensation & Disability Insurance

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Phone: (856) 546-6644

Address: 614 S White Horse Pike, Audubon, NJ 08106

Auto Insurance
The easiest and most effective way to get cheaper car insurance as a driver in New Jersey is to talk to Defrates Insurance. You get affordable insurance that never cuts you short on coverage.
Boat Insurance
Our boat insurance programs and watercraft insurance coverage options protect you on the water and on the road. Recreational boaters get improved coverage and competitive pricing. We can cover 95 percent of all pleasure boats.

Home Insurance
You’ve worked hard for what you have. Your house is more than a place for your things. It’s your home. Protect the people you love and the things you value with the right homeowners insurance coverage tailored to your needs.

Business Insurance
Workers Compensation Insurance
Business Owners, Business Auto, Apartments & Condos, Flood, Umbrellas, Commercial Farms, Home Based Businesses, Contractors Liability, Contractors Equipment, Workers Compensation, Motels, Retail Stores, Wholesale Stores, Sales & Service Operations.
Commercial Liability Insurance
There are many different property insurance policies ranging from a Basic Fire policy to a Deluxe Homeowners policy and many different parts that make up a property insurance policy. A Basic Fire policy will typically include Fire or Lightning, Windstorm or Hail, Explosion, Riot, Aircraft, Vehicle, and Smoke. A Broad Form property policy is much like a Basic Fire policy but can include optional coverages such as Vandalism, Burglary, and Liability. A Special Form or Deluxe Homeowners policy typically protect against all forms of physical loss except those specifically excluded in the policy (i.e. Flood and Hurricane). A Landlords Package policy will function much like a Broad Form policy, but also include Business Liability and Loss of Rents.

Liability Insurance
Family Liability – Family Liability may pay when you are deemed legally liable for property damage or bodily injury or death caused by you or one of your resident relatives in relationship to your home, or vacant land. There are Liability limits available up to 1million and beyond with a Personal Umbrella Policy.

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