Sammamish Mortgage

I had no idea where to start with finding a mortgage company and my dad gave me good feedback on you and your company so I thought that was a good choice. My dad recommended me since he has been working with you and all of his financial needs over the years. My own experience was excellent with Sammamish Mortgage. My husband and I had no idea about anything when we went into wanting to buy a house. Sammamish Mortgage was very helpful in helping and explaining the whole process. Our selling process had many setbacks with the seller but everyone worked very hard to make sure the deadlines were met and all paperwork and documents were done and on time. My husband and I are very grateful for all the hard work the company did to help us get our dream home.

Everything was excellent and everyone at Sammamish Mortgage was courteous, professional and timely! My re-finance was quick and easy thanks to the skilled and competent team I worked with.

Poor execution on their part. Multiple mistakes on their part were discovered by luck right before my closing date. To their credit, they did work quickly to fix the issues and my closing occurred as scheduled. Were this the end of it, I would not have bothered to write a pessimistic review. At closing, I discovered that they had structured the closing in such a way that I was unable to fully take advantage of the seller's closing cost concession. And now in an issue related to that, I am just now discovering that they completely botched my escrow accounting for closing. Now my monthly payment is increasing $100 per month to account for a reserve shortage, and I have to pay one half of my property taxes, amounting to $1700, out of pocket because they didn't account for it at closing. "But you'd have to pay the taxes and reserve shortage at closing anyway" one might say. That's true, but if they had done it correctly that way in the first place, I would have been able to take full advantage of the seller's closing cost concession, and saved money in the long run.



It was basically just one mistake after another with these guys. Be prepared to double check every thing they do, if you choose to go with them.

My experience with Sammamish Mortgage was great. I used them to buy my first house and was quite clueless going in, but they were very helpful at explaining everything to me each step of the way and helping me get together all the information I needed and making the best choices. Thanks to their quick turn-around, we were able to close over a week early.

After speaking to a few other companies Sammamish Mortgage (Ryan) stood out. I could tell that he wanted to help and was truly looking out for what was best for us. Ryan had a lot more knowledge than people I spoke with from other agencies. I appreciated the continuous open lines of communication.

Sammamish Mortgage was great. They explain the mortgage process well and made sure we were able to close on time. They even renegotiated our rate down by a quarter of a percent right before closing.

I found Sammamish Mortgage through a referral from our Realtor and found them to be friendlier than the other person at another company we had briefly talked to. Ryan and team were very professional, made things super clear, and made it a very easy process. We always knew exactly what we needed to do.

Well that was easy.

Ryan and his team executed my refi with absolutely no issues in a just little over 30 days, during tax season! He was always very responsive to my emails and the instructions were easy to follow. Their rates were very competitive and really easy to check on their website (no personal information needed).

Sammamish Mortgage-best priced mortgage company

Larry H – Bellevue, WA – Sammamish Mortgage was the best priced mortgage company I could find, they have a great online calculator and I’ve used them before so I trusted them. The estimated closing costs were accurate to what I actually paid and the service was great.

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