Whether you need to buy a business auto insurance policy will depend on the kind of driving you do. A good insurance agent will ask you many details about how you use vehicles in your business, who will be driving them and whether employees, if you have them, are likely to be driving their own cars for your business.
Workers Compensation Insurance is designed to help companies pay these benefits. As a protection for employees, most states require that employers carry some form of Workers Compensation Insurance. Workers Compensation Insurance is not health insurance. Workers Compensation is designed specifically for injuries sustained on the job.
Florida Business Insurance is an independent agency in Boca Raton Florida that would like the opportunity to earn your business. We serve Palm Beach and Broward County with all forms of Property & Casualty Insurance. Insurance can be complicated, so we offer assistance in determining your needs. As an independent agency, we can market to several companies for the best rate. Please call anytime or complete one of the quote forms for your needs. We will follow up by phone or email to your preference. Thanks for the opportunity to be your agent!.
Workers Compensation Insurance
Workers compensation laws were created to ensure that employees who are injured on the job are provided with fixed monetary awards. This eliminates the need for litigation and creates an easier process for the employee. It also helps control the financial risks for employers since many states limit the amount an injured employee can recover from an employer.
Unfortunately for every business owner, the chances of getting sued have dramatically increased in the last decade1. General Liability insurance can prevent a legal suit from turning into a financial disaster by providing financial protection in case your business is ever sued or held legally responsible for some injury or damage.
Don’t Be Caught Without Windstorm Insurance Coverage! - It's been quiet for a few years but South Florida is still in the path for hurricanes. If you live in a coastal region, then you know how devastating and costly a storm can be. Don’t let a storm, like Wilma, cost you.