We are the personal, family and business insurance agency that residents in West Seneca, NY; Orchard Park, NY; Hamburg, NY; and Lancaster, NY trust for the best products and services. We’ve been helping individuals, families and businesses get the insurance they need since 1996
From customized auto insurance to superior claims service, our people and technology will support you every step of the way. Join us today and experience why we're one of the best insurance companies.
Motorcycle Insurance
We didn't become the best motorcycle insurance company by only giving our riders "the basics." You're passionate about your bike, so we dig deeper to offer a wide range of discounts and coverages for affordable and personalized protection.
Boat Insurance
Personal watercraft (PWC) are fast and flexible with an inboard jet drive for thrills you generally won’t get on a boat. Progressive insures just about every common PWC type, including Jet Skis, WaveRunners, and Sea-Doos, so you can ride protected. Before you play on the water, get the right coverages with an affordable Progressive personal watercraft insurance policy.
RV Insurance
Whether you use your recreational vehicle for fun or as a full-time residence, depend on the RV experts at Progressive for insurance on your motorhome or travel trailer. Quote RV insurance online in as little as three minutes, and then hit the road with the best coverage at an affordable cost.
Snowmobile Insurance
Riding a snowmobile is a rip-roaring winter pastime, but it comes with its share of risks – especially when you're sledding at high speeds in low-visibility, snowy weather. Progressive stands out among snowmobile insurance companies because we offer the right protection at an affordable price.
Mobile Home Insurance
Mobile home insurance is similar to homeowners insurance, but instead you get specialized coverage for your factory-built home. Whether you need manufactured home insurance or modular home insurance, Progressive can customize a policy to meet the needs of your property.
ATV Insurance
Whether you’re a full-time rancher or part-time adventure seeker, make sure you and your all-terrain vehicle (ATV), utility vehicle (UTV), quad, or side-by-side are protected. With Progressive ATV insurance and UTV insurance, you can quote and customize your policy online to cover different types of risks to your off-road vehicle.
Golf Cart Insurance
Whether you use your golf cart from green to green or just around your gated community or condo complex, customized coverages from Progressive specialty golf cart insurance will protect you and your vehicle.
Renters looking to protect their stuff can rely on affordable renters insurance from Progressive, but coverage goes beyond your personal belongings. A renters insurance policy may also pay for medical expenses due to a covered occurrence, or increased living expenses if your home is unlivable while it's being repaired or rebuilt due to a covered loss.
Home Insurance
Independent insurance agents offer more than auto and home insurance; they provide a wide range of options to cover motorcycles, RVs, and more. No matter what your needs are or where you're at in life, independent insurance agents can provide insurance guidance, customized policies, and personal service. Learn more about the benefits of an independent insurance agent.
Condo Insurance
While your homeowners, renters, or condo insurance may offer coverage for jewelry, you'd need to add a rider for the pieces you want insured, and making a jewelry claim could affect your entire property insurance rate. With a dedicated policy through Lavalier, you get specialized, "all risk" coverage, and your rate won't automatically increase if you make a claim.
Landlord Insurance
Renters insurance is for individuals renting from a landlord or property manager. A renters policy covers your belongings. Landlord insurance is a special type of homeowners insurance that covers the physical structure. If something happens to the building and your stuff gets ruined inside, your landlord's policy may not cover your personal property, and a renters policy would be necessary for coverage.
Term life insurance provides coverage for a set time period: typically 10, 15, 20, or 30 years. It's affordable and simple — it may make sense if you only want protection for the years you plan to support loved ones financially. If you pass away during the term, the death benefit of a term policy can be used however your beneficiaries choose.
Health Insurance
With eHealth's free and easy-to-use online health insurance plan finders and comparison tools, you can enroll in the health insurance plan that best suits your budget and needs.
Dental Insurance
With Progressive Health by eHealth, all it takes is a few minutes to find the dental insurance plan that fits your budget and care needs. When you use eHealth’s free plan finders and comparison tools, you can quickly compare the best plans available in your area from among 270+ carriers. Most plans offered through eHealth cover preventative and basic dental care.
Vision Insurance
With a variety of plan options, and eHealth’s free comparison tools, you’ll find the right vision insurance plan in no time. Plans sold through Progressive Health by eHealth cover most eye care needs, including exams, prescription glasses, and contact lenses. All you have to do is start your free quote and then browse through the available plans in your area. Once your application is submitted, eHealth works on your behalf to ensure your coverage starts as soon as possible. Start your vision insurance quote now.
Your independent insurance agent can also offer options from other companies, including business insurance, commercial, life insurance, health insurance, umbrella insurance, classic car insurance, and more. Whether you're starting a business, welcoming new family members, increasing your financial assets or something else, your agent will always be there with insurance options that keep up with your needs.
Workers Compensation Insurance
Some Business Owners policies are underwritten by Progressive. Others Business Owners, and all General Liability, Professional Liability and Workers' Compensation, policies are underwritten by third-party insurers that are not affiliated with Progressive and are solely responsible for claims. Progressive Advantage Agency, Inc. attempts to quote each applicant contacting us for a quote with at least one of these insurers by using its Business Owners, General Liability, Professional Liability and Workers' Compensation quoting guidelines for the applicant's state. These guidelines will determine the company quoted, which may vary by state. The company quoted may not be the one with the lowest-priced policy available for the applicant. Certain Progressive companies may be compensated as licensed agencies for performing services on behalf of the Business Owners, General Liability, Professional Liability and Workers' Compensation insurers. Progressive assumes no responsibility for the content or operation of the insurers' websites. Information provided by an applicant or insured to a Business Owners, General Liability, Professional Liability or Workers' Compensation insurer is subject to its terms of use and privacy policy, and may be shared with us. Prices, coverages, privacy policies and compensation rates may vary among the insurers. Not available in all states and situations. Coverage subject to policy terms and conditions.
The app currently supports self-service for Auto, Motorcycle/ATV, Boat/PWC, RV/Trailer, Mobile Home and Snowmobile policies, with some limited functionality for Commercial Lines sole proprietor policies. Currently, you can’t manage Home, Renters, Condo and Umbrella policies with the app.
Travel Insurance
Access the industry's best vacation insurance companies through Progressive travel insurance from InsureMyTrip. You can quote, compare, and buy affordable plans to cover your concerns at a price that fits your budget.
Identity Theft Insurance
Detecting problems quickly is key when it comes to identity theft protection. Take a look at the ID theft and credit monitoring plans below and choose the one that fits your needs — start your ID theft protection today for as low as $9.99 a month.
Pet Insurance
Insurance for pets helps you cover the vet bills when your cat or dog gets hurt or sick. Costly veterinary care shouldn't get in the way of your pet thriving, but it often isn't in the budget. With customizable coverages and rates, Progressive Pet Insurance by Pets Best helps you afford the unexpected care your pet needs.
Jewelry Insurance
If you have an engagement ring or other valuable jewelry, a standalone jewelry insurance policy can protect it with specialized coverage.
Wedding Event Protection
Added to your cancellation wedding insurance policy, special coverages can insure your dress, tuxedos, gifts, photographs, and more against damage or theft prior to your event.
The National Flood Insurance Program advises homeowners to buy flood insurance coverage, especially if you're in an area that has a high flood risk. You might even be required to have it if you live near a river or body of water.