Shaffer - Buck Agency, Inc.

Auto Insurance, Business & Commercial Insurance, Health Insurance

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Today: 8:30 am - 5:00 pm

118 Years

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(208) 454-1401Call Visit WebsiteVisit Website Map & DirectionsDirections17865 Canyon Ridge RdCaldwell, ID 83607 Write a ReviewWrite Review

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Hours

Regular Hours

Mon - Fri:	8:30 am - 5:00 pm

Places Near Caldwell with Auto Insurance

Huston (3 miles)
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Marsing (10 miles)
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Middleton (14 miles)
Wilder (14 miles)
Homedale (15 miles)

More Info

AKA

Buck, Dan

Shaffer-Buck Insurance

Other Link

http://www.shafferbuckinsurance.com

Categories

Auto Insurance, Business & Commercial Insurance, Health Insurance, Homeowners Insurance, Insurance, Insurance Consultants & Analysts, Life Insurance, Long Term Care Insurance, Recreational Vehicle Insurance, Workers Compensation & Disability Insurance

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Details

Phone: (208) 454-1401

Address: 17865 Canyon Ridge Rd, Caldwell, ID 83607

Website: http://www.shafferbuckinsurance.com

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Shaffer - Buck Agency, Inc.

Auto Insurance
Most people are unaware that a standard car insurance policy will provide some coverage for the insured even when they are not in a car. Most car insurance policies will provide medical payments coverage for an insured while they are a “pedestrian”. Good news for cyclists is that the definition of “pedestrian” includes cyclists...
RV Insurance

Renters Insurance
Now I do have to include a disclaimer. Not every home or renters insurance company will allow you to schedule bicycles, so you have to do your homework and shop around. One of the easiest ways to do this is to contact an Independent Insurance Agent. An Independent Agent is not tied down to one company and their rules, they work with multiple companies and can find a company that will be a good fit for your home and your bicycles.
Home Insurance
Well lycra fans, there is just such an option available! It is called a “Valuable Articles Schedule” and it is available on select homeowners and renters insurance policies. Scheduling your bike on your homeowners policy changes many of the limitations your policy would otherwise have for bicycles. For instance some policies have an “internal limit” for bicycles, often in the $500 range. While that might cover your kid’s Huffy, it won’t help much for most road bikes. Scheduling also changes the perils that the bike is covered for. Instead of naming specific perils that are covered such as fire, theft, falling objects, etc. It changes the insurance form to an “all risk” form. So now any accidental direct physical loss to the bike is covered unless it is specifically excluded. What is specifically excluded you ask? Depends on the policy, but common exclusions are wear and tear, an act of war, or nuclear disaster. My bike will be the last thing on my mind in the event of a nuclear war, so I am okay with the limitations. The benefit here is any other accident is covered. Anything from the bike falling off my car rack on the freeway, to crashing, to snapping a carbon fork on some unforgiving railroad tracks is now covered by my home insurance. Another great benefit of scheduling is it most often removes the deductible.

Health and Life

Life Insurance
Dan Buck first became involved with the Agency in the summer of 1975 after his sophomore year of college. He secured his life and health insurance license and began marketing life insurance products by contacting existing clients of the agency. He did this through the rest of his college years. During that time, he and Gordon had several discussions about him coming to work in the agency, but nothing developed. Then, in September of 1980, Clarence Steelman, who had worked in the agency as a producer, unexpectedly died from a heart attack. Gordon called Dan, who was living and working in southern California and said, “Son, if you are ever going to come and work in the agency, now is the time.”
Health Insurance
Medical Payments: This coverage ranges from $1,000 to $25,000 for most insurance companies. This coverage is designed to pay for medical bills that health insurance doesn’t fully cover and applies to you and everyone in your vehicle. It also applies to you while you are on your bicycle if you are struck by a car. I always recommend to max this coverage out at $25,000. The coverage is very inexpensive and well worth it.
Long Term Care

Business Insurance
Bicycle Insurance — News - Independent Insurance Agent - Caldwell Idaho - Shaffer Buck Insurance — Shaffer Buck Insurance Inc - Car, Home, Life, Business Insurance - Caldwell Idaho
Workers Compensation Insurance

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