Rick Powell Insurance

Insurance, Annuities & Retirement Insurance Plans, Auto Insurance

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(760) 804-9297Call Visit WebsiteVisit Website Map & DirectionsDirections2382 Camino Vida Roble Ste MCarlsbad, CA 92011 Write a ReviewWrite Review

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Rick Powell Insurance

Auto Insurance
You are required by the law to have auto insurance – but what are you getting for what you pay? Every auto insurance provider is different in how they benefit the consumer if the unexpected occurs. The lowest-priced insurance is more affordable for the consumer, but the level of protection provided may be far from enough if an accident occurs. Issues such as deductible, access to a rented vehicle, paying out damages to the other party, and whether the policy will pay out if you are hit by an uninsured or underinsured driver are all important issues to consider when purchasing auto insurance.

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Brands: hartford, independent agents, safeco
Neighborhood: Carlsbad
AKA: Rick Powell Insurance Agency
Other Link: http://insurance4ca.com
Categories: Insurance, Annuities & Retirement Insurance Plans, Auto Insurance, Business & Commercial Insurance, Homeowners Insurance, Liability & Malpractice Insurance, Life Insurance, Renters Insurance, Workers Compensation & Disability Insurance

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Phone: (760) 804-9297

Address: 2382 Camino Vida Roble Ste M, Carlsbad, CA 92011

Website: http://insurance4ca.com

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Rick Powell Insurance

Auto Insurance
You are required by the law to have auto insurance – but what are you getting for what you pay? Every auto insurance provider is different in how they benefit the consumer if the unexpected occurs. The lowest-priced insurance is more affordable for the consumer, but the level of protection provided may be far from enough if an accident occurs. Issues such as deductible, access to a rented vehicle, paying out damages to the other party, and whether the policy will pay out if you are hit by an uninsured or underinsured driver are all important issues to consider when purchasing auto insurance.

Renters Insurance
Home Insurance
Your home is probably the most expensive purchase you will make in your lifetime. To protect this important asset, you want to ensure you have the best homeowners insurance policy in place – with the highest level of protection – at a reasonable price. Your mortgage holder will, in most cases, require you to have this insurance, but you have options. At Rick Powell Insurance Agency in Burbank, California, we work with our local clients to identify the homeowners insurance policy that will best protect you in a wide range of unexpected events.

Health and Life

Life Insurance
Individual life insurance can play an important role in your financial planning. It can help provide financial security for your loved ones and also provide estate planning and tax-deferred savings benefits.

Business Insurance
When establishing an overarching business insurance plan, it is important to work closely with a local business insurance agent who is prepared to dedicate the time and effort to fully understand your operation and create a custom plan that matches the needs of the enterprise – at rates that can be managed by the business.
Commercial Property Insurance
Your business property is valuable. You have committed your hard work and financial resources to establishing your business facility, buying the right equipment, and for many business owners, keeping inventory. Losing any of your business property would lead to heavy financial losses. Your commercial property insurance helps you pay to repair or replace your valuable business assets. For the best rates, your policy should be customized so that it is reasonable in price while providing adequate coverage.
Workers Compensation Insurance
Workers’ compensation insurance coverage is required by law for many businesses. This state-mandated insurance program was designed to provide medical treatment and partial reimbursement of lost wages for workers injured on the job and to help protect employers against civil lawsuits filed by injured workers.
Builders Risk Insurance

Annuities
A fixed annuity pays out a fixed amount of money (also known as a lump sum), which can stabilize income no matter the ups and downs of the market. Based on the plan, when the owner of a fixed annuity passes away, the remaining funds may pass to the insurance company or a beneficiary. Some fixed annuities are designed to provide income to beneficiaries and a death benefit. If you want to ensure your loved ones have the financial support they need when you are gone, ensure you have a fixed annuity with a death benefit. The insurance company may also offer you the option to increase the value of the death benefit.
Liability Insurance
If a person is injured on business premises, general liability insurance can help protect against claims for costs of medical treatment.

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