Bradley, William

Insurance, Annuities & Retirement Insurance Plans, Auto Insurance

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Bradley, William

Auto Insurance
All of the Insurance companies we represent provide a wide range of auto Insurance products at a fair price. Your price gets even better if you qualify for any of our available discounts. When applying for auto Insurance in Charlotte, North Carolina, you're usually asked whether you want collision and/or comprehensive coverage, how high you want your deductible to be, what liability limits you want, and whether you want any types of optional coverage. We can help you understand what these terms mean and how much coverage is right for you.

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Website Directions More Info

(704) 812-5586

130 S Main St, Mt Holly, NC 28120

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Location: Forum at Ballantyne Commons
Neighborhood: Piper Glen Estates
Other Link: https://ballantyneins.com
Categories: Insurance, Annuities & Retirement Insurance Plans, Auto Insurance, Boat & Marine Insurance, Business & Commercial Insurance, Dental Insurance, Flood Insurance, Health Insurance, Homeowners Insurance, Liability & Malpractice Insurance, Life Insurance, Long Term Care Insurance, Motorcycle Insurance, Property & Casualty Insurance, Recreational Vehicle Insurance, Renters Insurance, Truck Insurance, Workers Compensation & Disability Insurance

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Phone: (704) 543-8770

Address: 11220 Elm Ln, Charlotte, NC 28277

Website: https://ballantyneins.com

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Bradley, William

Auto Insurance
All of the Insurance companies we represent provide a wide range of auto Insurance products at a fair price. Your price gets even better if you qualify for any of our available discounts. When applying for auto Insurance in Charlotte, North Carolina, you're usually asked whether you want collision and/or comprehensive coverage, how high you want your deductible to be, what liability limits you want, and whether you want any types of optional coverage. We can help you understand what these terms mean and how much coverage is right for you.
Motorcycle Insurance
Boat Insurance
RV Insurance
And don't forget, many of your favorite toys have trailers you may also want coverage for.
ATV Insurance
Inland Marine Insurance
A form of Inland Marine Insurance designed to cover loss to the property of a merchant, wholesaler, or manufacturer including: property of others in the Insured's care, custody, or control, property on consignment, and property sold but not delivered. Common block policies are jeweler's block and furrier's block policies.
Truck Insurance
Commercial Auto Insurance insures your vehicles for physical damage and liability coverages for amounts, situations, and usage not covered by a personal auto policy. This type of business insurance covers a variety of vehicles and is also referred to as commercial car insurance, truck insurance, or fleet insurance. Our agents at ISU Ballantyne Insurance Group will help you find the best coverage you need for your business.
Aircraft Insurance

Renters Insurance
You may be speculative why it's necessary to hold a renters insurance. Rental properties, particularly apartments are thought-about risky once it involves potential claims. You share a building with plenty of individuals where fires, theft, and water harm are sometimes frequent. There are many potential risks and your property is in danger. The items you own are valuable and you should shield them from a loss. Besides, renters insurance in most cases is extremely cheap.
Home Insurance
Flood damage can be devastating for any family, and most flood losses are not covered by your standard home insurance policy. Also, don't rely on the federal government to assist you in the event of a massive flood situation.
Condo Insurance
Condo Association insurance can help but it often is meant for the building itself rather than what's inside. This is where a condo insurance policy is different from a homeowners policy because you usually will just need to cover the valuables inside your condo.

Health and Life

Life Insurance
Deciding on the right North Carolina Individual Life Insurance policy usually depends on your future goals. Whether you wish to provide a tax free income for your beneficiaries, have funds for the payment of the final expenses or estate taxes, replace the income that is lost if you die, or provide a significant charitable contribution, we can help you chose the policy that will fit your needs at an affordable price.
Health Insurance
Medical Payments coverage pays medical expenses (up to a specified dollar limit) for you and passengers of your car who are injured in an automobile accident, no matter who is at fault. If you and your passengers have health Insurance, you may not need this coverage.
Disability Insurance
An individual disability insurance policy is a good way to cover income losses even with those who have some employer-paid coverage. Typically, disability premiums paid by you are not taxes but employer-paid benefits are. There are 2 types of individual disability insurance policies - long-term and short-term.
Long Term Care
In the event of a medical situation, Long Term Care Insurance can provide financial assistance for in-home care, an assistant-living residence, or a nursing home. This product is becoming more popular as the population ages and we find that we need additional services for ourselves or for our parents. Long Term Care plans are very flexible and how they can be set up: you can pick and choose what you want covered, and the duration of level of benefits.
Dental Insurance
Persons organized under special state laws to provide hospital, medical, or dental insurance on a nonprofit basis. The laws exempt them from certain types of taxes.

Business Insurance
Business, Commercial, General Liability, Work Comp and Business Insurance Services in Charlotte North Carolina - ISU Ballantyne Insurance Group
Commercial Property Insurance
Commercial Property insurance covers the building that your business owns or rents. A North Carolina commercial property insurance policy would also cover equipment, computers, tools and furniture. Let the agents at ISU Ballantyne Insurance Group evaluate your commercial property insurance needs to find the best suite for your liabilities and risks.
Workers Compensation Insurance
At ISU Ballantyne Insurance Group, having a workplace that is protected gives you extra security. As a North Carolina employer, you have an obligation to ensure a safe work place and the law requires a business to have Workers Compensation Insurance. Work Comp insurance can provide the coverage to protect you from those unpredictable occurrences.
Commercial Liability Insurance
Commercial Liability Policy drafted by the Insurance Services Office containing two coverage forms-an occurrence form and a claims-made form.
Professional Liability Insurance
Professional Liability Insurance or PLI is a form of liability insurance necessary to help protect businesses in the service or consultant industry. A claim of negligence can be very damaging to a growing business and if the claim results in monetary damages can be catastrophic.
Builders Risk Insurance
A builders risk policy protects builders and contractors from losses to property and financially in the event of an incident. Losses may occur to the property or structure but may include the materials used on the job site. Our agency can help protect you in the event of a fire, flood or theft. You may also opt to have additional coverage in the event of losses due to project penalties or unexpected costs, like taxes.

Annuities
A type of group annuity providing for the purchase each year of a paid-up deferred annuity for each member of the group, the total amount received by the member at retirement being the sum of these deferred annuities.
Liability Insurance
Every business needs to protect themselves from accidents or injuries that may occur on their business grounds. General Liability insurance coverage can protect your North Carolina business from these unexpected expenses.
Jewelry Insurance
There may also be other coverages that you many want to consider in addition to your basic homeowners policy. These may include personal umbrella, automobile, flood, earthquake or jewelry insurance. Our agents at ISU Ballantyne Insurance Group can help you understand your other risks and help you evaluate whether you may need additional coverages in your North Carolina home insurance plan.

Natural Disaster

Flood Insurance
Your standard North Carolina flood insurance policy would apply to homes, condos, mobile homes, businesses and rentals that are in flood zone areas. Typically, your flood insurance policy is dependent on your flood zone risk.

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