Interstate Insurance Services

Insurance, Annuities & Retirement Insurance Plans, Auto Insurance

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Map & DirectionsDirections11440 Hamilton Ave Ste 202Cincinnati, OH 45231 Write a ReviewWrite Review

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Interstate Insurance Services

Auto Insurance
All of the Insurance companies we represent provide a wide range of auto insurance products at a fair price. Your price gets even better if you qualify for any of the available discounts. When applying for auto insurance, you're usually asked whether you want collision and/or comprehensive coverage, how high you want your deductible to be, what liability limits you want, and whether you want any types of optional coverage. We can help you understand what these terms mean and how much coverage is right for you.

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AKA: Interstate Insurance Services Inc
Categories: Insurance, Annuities & Retirement Insurance Plans, Auto Insurance, Boat & Marine Insurance, Business & Commercial Insurance, Dental Insurance, Flood Insurance, Health Insurance, Homeowners Insurance, Liability & Malpractice Insurance, Life Insurance, Long Term Care Insurance, Motorcycle Insurance, Property & Casualty Insurance, Recreational Vehicle Insurance, Renters Insurance, Truck Insurance, Workers Compensation & Disability Insurance

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Phone: (513) 648-9700

Address: 11440 Hamilton Ave Ste 202, Cincinnati, OH 45231

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Interstate Insurance Services

Auto Insurance
All of the Insurance companies we represent provide a wide range of auto insurance products at a fair price. Your price gets even better if you qualify for any of the available discounts. When applying for auto insurance, you're usually asked whether you want collision and/or comprehensive coverage, how high you want your deductible to be, what liability limits you want, and whether you want any types of optional coverage. We can help you understand what these terms mean and how much coverage is right for you.
Motorcycle Insurance
Let Huesman Schmid research the best company for you, and service all your motorcycle insurance needs in Harrison, Ohio, Kentucky, Indiana and Michigan.
Boat Insurance
Interstate Insurance is here to make sure you have the proper coverage at a competitive price. We can evaluate your boat, jet ski or personal watercraft insurance needs to find special coverages you many need or any discounts you many qualify for. Some additional discounts and coverages may include...
RV Insurance
Have the peace of mind that your recreational vehicle is properly covered so you can enjoy it! Contact us to find out more about recreational vehicle insurance in Harrison, Ohio, Kentucky, Indian and MIchigan.
ATV Insurance
We can help you find the right coverage for your special vehicle to protect your investment depending on the vehicle type. Our insurance professionals can work with the carriers and their special requirements for ATV insurance & assist you in finding the right coverage at a competitive rate.
Inland Marine Insurance
A form of Inland Marine Insurance designed to cover loss to the property of a merchant, wholesaler, or manufacturer including: property of others in the Insured's care, custody, or control, property on consignment, and property sold but not delivered. Common block policies are jeweler's block and furrier's block policies.
Truck Insurance
We work with the top rated companies that specialize in commercial truck insurance policies. The experienced agents at Interstate Insurance will tailor a package that meets your truck and trailer needs.
Jet Ski Insurance
Aircraft Insurance

Renters Insurance
If you rent an apartment, condo, home, or even a dorm room it is your responsibility to protect your belongings. Sharing a building with other individuals where potential fire, theft, and water losses occur puts you and your property in danger. The items you own are valuable and you should shield them from a loss. Besides, renters insurance in most cases is surprisely inexpensive.
Home Insurance
At Interstate Insurance, we can provide insurance coverages for your ATV, Jet Ski or off-road vehicles in Harrison and throughout the state of Ohio. If you own an ATV or off-road vehicle, you need to make sure that you have the right coverage in case of an accident or loss. While some homeowners insurance policies may cover certain liabilities, in most cases Harrison, Ohio residents need an additional ATV policy to give them the complete coverage they need.
Condo Insurance
There are unique circumstances and risks associated with owning a condo since multiple owners reside in a shared building. A Condo Insurance Policy will protect your personal property, your personal unit customizations, guests injured in your condo and any lawsuit that you may encounter from those injuries. Generally, it isn't your responsibility to cover the exterior of the building. A Condo Association has a master policy that typically covers the property, physical structure of the building (roof and exterior) and common areas. Confirm with your Condo Association to verify what their policy acutally covers.
Landlord Insurance
If you own an investment property in the Ohio, Kentucky, Indiana and Michigan areas that you lease or plan to lease, then you should consider Landlord Insurance. Coverage can vary depending on the investment property itself and the lease agreement.

Health and Life

Life Insurance
Deciding on the right Individual Life Insurance policy depends on your future goals. Whether you wish to provide a tax free income for your beneficiaries, have funds for the payment of the final expenses or estate taxes, replace the income that is lost when you die, or provide a significant charitable contribution, we can help you chose the policy that will fit your needs.
Health Insurance
Deductible in some Property and Health Insurance contracts in which all covered losses during a year are added together and the insurer pays only when the aggregate deductible amount is exceeded.
Disability Insurance
Status of a covered person under the Old-age, Survivors, and Disability Insurance (OASDI) program who has at least six quarters of coverage out of the last thirteen quarters, ending with the quarter of death, disability, or entitlement to retirement benefits.
Long Term Care
In the event of a medical situation, Long Term Care Insurance can provide financial assistance for in-home care, an assistant-living residence, or a nursing home. This product is becoming more popular as the population ages and we find that we need additional services for ourselves or for our parents. Long Term Care plans are very flexible and how they can be set up: you can pick and choose what you want covered, and the duration of level of benefits.
Dental Insurance
Persons organized under special state laws to provide hospital, medical, or dental insurance on a nonprofit basis. The laws exempt them from certain types of taxes.

Business Insurance
At Interstate Insurance, we pride ourselves in evaluating your business insurance needs in Harrison Ohio, Indiana, Kentucky and Michigan. We take the time to find out the different challenges your industry may have for insurance concerns and tailor a package that fits your risks. We also look at other exposures your business may have according to your personnel, location and future plans.
Commercial Property Insurance
Commercial Property insurance covers the building that your business owns or rents. An Ohio, Kentucky, Indiana and Michigan commercial property insurance policy would also cover equipment, computers, tools and furniture. Interstate Insurance is prepared to tailor a broad protection policy to fit your unique needs.
Workers Compensation Insurance
At Interstate Insurance, we understand the importance of having a workplace that is protected. As a Kentucky or Indiana employer, you have an obligation to ensure a safe work place and the law requires a business to have Workers Compensation insurance. Work Compensation insurance can provide the coverage to protect you from those unpredictable occurrences.
Commercial Liability Insurance
Commercial Liability Policy drafted by the Insurance Services Office containing two coverage forms-an occurrence form and a claims-made form.
Professional Liability Insurance
Professional Liability Insurance (PLI) is a form of liability insurance necessary to help protect businesses in the service or consulting industry. Negligence claims can be very damaging to a business especially when the claim results in monetary damages.
Builders Risk Insurance
A builders risk policy protects builders and contractors from losses to property and financial losses in the event of an incident. Losses may occur to the property or structure but may include the materials used on the job site. Our agency can help protect you in the event of a fire, flood or theft. You may also opt to have additional coverage in the event of losses due to project penalties or unexpected costs, like taxes.
Restaurant Insurance
As experts in restaurant insurance and risk management issues, we have built upon our experience to develop a portfolio of coverage to address every facet of your restaurant operation. Available coverages include...

Annuities
A type of group annuity providing for the purchase each year of a paid-up deferred annuity for each member of the group, the total amount received by the member at retirement being the sum of these deferred annuities.
Liability Insurance
Every business needs to protect themselves from accidents or injuries that may occur on their business grounds. General Liability insurance coverage can protect your Ohio, Kentucky and Indiana business from these unexpected expenses.
Pet Insurance
Pet insurance will cover expenses when your pet has unexpected medical bills. Our pet insurance providers will reimburse your pet expenses after your pet is treated at the veterinarian. Pet Insurance has become more popular as the recent advancements in veterinary medicine are helping pets live longer. Often times these treatments can be expensive so pet insurance helps defray the cost.

Natural Disaster

Flood Insurance
Your standard Ohio, Kentucky, Indiana and Michigan flood insurance policy would apply to homes, condos, mobile homes, businesses and rentals that are in flood zone areas. Typically, your flood insurance policy is dependent on your flood zone risk.

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