Spiroff Law Office

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Got Debt? Get Help!

General Info

Columbus, Ohio Bankruptcy Attorneys Many individuals are not facing a lawsuit, repossession or seizure of their wages. Some just need a little help, guidance or assistance to bring their financial situation back into line. We can assist you with a thorough analysis of your particular debt-to-income situation. We can help identify and isolate issues which may be stressing your household budget. Once identified, we can contact your creditors and negotiate more favorable payment arrangements for you. In many cases, we have been able to get creditors to reduce monthly payments, balances, or interest rates. While each situation is different, one major benefit remains constant you will no longer be harassed by these creditors. Our goal is to take the heat off of you. This is most likely the first time you have had to deal with the stress and feelings of helplessness that comes from dealing with debt collectors. We have dealt with your very situation thousands of times, and for more than a decade. If your furnace breaks down, you don’t strap on a tool belt and start dismantling it, do you? Of course not – you call a trained, experienced repairperson to make these complex repairs. We will handle all further creditor contact so you can get back to day-to-day life issues. Your particular debt situation is no different. Stop creditor calls. Stop creditor harassment at home, and at work. Stop foreclosure. Consult an experienced, knowledgeable debt counselor, obtain the relief you deserve, and get your life back to normal. For more information on debt counseling, call Spiroff Law at 614/224.2104. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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Email Business

BBB Rating

A+

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Services/Products

CREDITOR NEGOTIATIONS / ACCOUNT COMPROMISE: Often times it is possible to persuade your creditors to work with you to satisfy a debt. Successful account compromise, however, generally requires the assistance of an experienced attorney, or other qualified debt resolution expert. It is also possible to get a creditor to forgive back interest and penalties, reduce the rate of interest or amount of monthly payments, or to accept a lump sum in total satisfaction of a debt. CHAPTER 13 BANKRUPTCY– DEBT REORGANIZATION: The laws of our country and the State of Ohio give a person the right to be protected from the unrelenting harassment and collection efforts of creditors. Generally, Chapter 13 allows a person to obtain immediate relief from continued creditor collection actions. Once all creditor harassment has stopped, a person has the right to propose his/her own personal plan of repayment to creditors. This schedule of repayment can be as short as one desires, but under the law, must be no longer than five (5) years. The rights and benefits of a person seeking protection under Chapter 13 Bankruptcy are far-reaching, and quite powerful. Because Chapter 13 contemplates the repayment of one’s debts over time, and not the total avoidance of debt, a person almost always keeps his/her home, auto and other personal property. CHAPTER 7 BANKRUPTCY DEBT DISCHARGE: The current laws of our country and the state give a person the legal right to discharge, or totally avoid, most debts. Generally, a person may seek total discharge of his/her debts every six (6) years. Certain debts however, under most circumstances, are not able to be discharged. These include, but are not limited to, most taxes, student loans, child support, spousal support, governmental and court fines, etc. In exchange for the total forgiveness of one’s debts, the law generally requires that a person may have to surrender some real or personal property. However, it is usually possible to persuade creditors to allow you to keep your property if payment arrangements can be worked out. For more information on your debt options, call Spiroff Law at 614.224.2104 We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Payment method

cash, check, mastercard, no credit cards

Location

S High Street in German Village area.

Neighborhoods

Merion Village, South Columbus

Other Link

http://www.gotdebtgethelp.com

Categories

Bankruptcy Law Attorneys, Attorneys, Bankruptcy Services, Debt Adjusters, Real Estate Attorneys

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Details

Phone: (614) 224-2104

Address: 1180 S High St, Columbus, OH 43206

Website: http://www.gotdebtgethelp.com