Tower Loan

I had a very bad experience with this company. They are very dishonest and sneaky people that work there.My husband has an account with them and they added me on his account without my permission.They also do hard credit checks on you without our knowledge.This I know for a fact as it has been done to me quite a few times.They have made sure that my credit score was lowered because of the hard credit checks they have done on me without my knowledge that they were doing this.I never gave them my permission to have my name and information put on my husband's account nor gave them permission to do any credit checks on me.They don't have an application on file for me no do they have my signature.My husband has this account not me and I get the harassing phone calls about when I am going to make a payment on his account.I tell them that I'm not and to stop calling me, which they don't.I have told them to take me off of his account and they said no they will not do this. This is fraud!!!