A: Many factors can lower your premium. One of the easiest things you can do to save money is to bundle both your homeowners and auto insurance with AHI. Raising your deductible may also reduce your total insurance premium.
A: It depends on where you’re purchasing your home. Your mortgage company will tell you if flood or earthquake insurance is required for your area. If it’s not required, you may still opt to add this protection voluntarily where it’s available.