A: Actual cash value is the cost at the time of the loss to repair or replace the property destroyed, less depreciation. Most standard home insurance policies cover the contents of your home (i.e., personal belongings) on an actual cash value basis, but it is possible to buy replacement cost coverage.
With literally hundreds of years of combined experience in analyzing medical benefit plans and helping businesses like yours, the Lawley Insurance Benefits team is the best of both world’s for your business health insurance needs. A large broker with buying power from carriers and vendors with the customer service model to assist businesses from 10 to 10,000 employees. What better protection is that?
Disability Insurance
Enjoy greater control over your group benefit costs, while giving your employees more choices, like our own private benefits exchange or technology platforms such as LAWLEY POWERCONNECT | THE SMART BENEFITS SOLUTION™
At Lawley Insurance, we are committed to protecting you, your family and your valuable assets. We treat your personal insurance the same way we do business insurance – As a Top 100 National Insurance broker, our access to a variety of personal insurance services through the majority of national and regional carriers allows us to offer you competitive pricing, multiple options and objective advice. We have the unique ability to protect your assets in any of the fifty states — so you’re covered from coast to coast. You can turn to Lawley Insurance for...
Commercial Property Insurance
A: Business property insurance protects your building and the property within it, including computers, furniture, fixtures, and personal property used to conduct normal business operations. You can purchase coverage sufficient to replace your property.
Professional Liability Insurance
As a captive services consultant, Brian specializes in group captive insurance, alternative risk strategies, property & casualty insurance, and cyber & professional liability insurance.
A: Personal liability coverage provides defense in the event you are alleged to be negligent and damages if you are found negligent in causing a third-party to suffer bodily injury or property damage. Those covered include yourself and all residents of your household.
A: Yes, you can buy National Flood Insurance no matter where you live if your community participates in the National Flood Insurance Program. Under the National Flood Insurance Act, mortgage lenders must require borrowers whose property is located within a Special Flood Hazard Area to purchase flood insurance as a condition of receiving a federally regulated mortgage loan. National Flood Insurance is not available in designated Coastal Barrier Resources System areas, which are shown on a community’s Flood Insurance Rate Maps.