If the RV is to be driven on the road, the state of Michigan will require a separate insurance policy. Similar to auto insurance requirements in the state, owners of an RV only need to purchase liability insurance to stay compliant with the law. However, if it is leased or financed, the leasor or lender may require a more thorough policy. This is important when involved in an accident with another vehicle where you are found at fault. It will pay for the damages you have caused to the other vehicle.
Motorcycle Insurance
A motorcycle policy offers financial protection in case of a motorcycle accident, theft, or damage. It also includes a liability coverage if you're legally responsible for causing an accident. The motorcycle insurance covers motorcycles, fast street bikes, mopeds, and choppers.
Boat Insurance
Our boat and watercraft insurance helps in insuring you and your vessel against accidents, liability, and vandalism. Also known as personal watercraft insurance (PWC), it entails wreckage removal, towing, and fuel spill indemnification. The coverage may also be purchased for other sea vehicles like sailboats, houseboats, pontoon boats, and another type of watercrafts, up to a specified value and size.
RV Insurance
If you are in need of RV insurance, you should reach out to Premier Insurance Agency immediately. Premier Insurance Agency is a provider of insurance policies for state residents with over 11 locations including one in Detroit, MI. RV owners can reach out to us to have their questions answered and concerns addressed. Talk with our agents to get a quote and learn how to start an RV policy.
Snowmobile Insurance
If you love snowmobiling, you will have even more fun knowing that your snowmobile is covered if you have an accident. It will also help you with medical bills if anyone is injured or your snowmobile is stolen.
Golf Cart Insurance
Many people enjoy a good game of golf. If you are one of those people, you will want to have recreational insurance on your golf cart. This will be very important if you have an accident in your golf cart or someone steals it from you.
Having renters insurance does not prevent an event from occurring, but it gives you peace of mind knowing that your belongings are protected if an insured event does occur.
Home Insurance
Take the mystery out of motor home insurance by reaching out to one of our 11 Premier Insurance Group locations throughout Michigan. We are an award winning insurance agency that offers a myriad of insurance policies. We've been in the industry for more than two decades, and pride ourselves on providing first-rate services to all our members whether you live in the urban setting of Detroit, MI or the rural countryside.
Condo Insurance
Condo insurance is one of the first things you will purchase when you close on your new dwelling. Now that you have your condo, you want condo insurance to provide you with coverage. There is a lot that you get in terms of coverage with condo insurance, but does that include a theft inside of the property? Theft can occur in Detroit, MI and abroad, but knowing if you have coverage critical.
Landlord Insurance
Many renters underestimate the value of their belongings. The landlord insurance policy covers the building but does not cover your personal belongings. What would happen if one of the following events occurred?
For homeowners with a business, umbrella insurance is a great way to protect your business and personal assets. It allows you to extend coverage beyond what the typical business liability policy offers, providing extra protection in case of a lawsuit. It is important to note that umbrella policies are only applicable when an accident or injury is beyond the limits of your other insurance policies.
With commercial insurance, you will have the appropriate coverage for legal costs if you get sued. We will help you determine the amount of coverage that will fit your situation, and determine if an individual policy or an umbrella policy works for your needs.
Although floods and earthquakes are widespread across the United States, the damage caused by these weather events is not characteristically covered by the standard HO-3 policy. For this coverage, one needs to obtain Flood or Earthquake Insurance.