We know auto insurance. It’s in our name and it’s where we got our start. Your local independent agent can help you choose the coverage that's right for you. With a variety of available discounts, our pricing is very competitive.
Mobile Home Insurance
At Auto-Owners, we think that quality mobile home insurance shouldn’t break the bank. Check out the following discounts that will help you save big and protect your investment.
At Auto-Owners, we think that quality renters insurance shouldn’t break the bank. Check out the following discounts that will help you save big.
Home Insurance
But, seriously, your home is worth so much more than any price tag you put on it. That's why we think you deserve personalized homeowners insurance with local, independent agents and award-winning claims service to protect it.
While we experienced very positive growth, weather and inflation played a significant role in our activity and financial results for the year. These headwinds led to our first unprofitable year in 11 years. The underwriting loss, along with a down stock market, caused a decline in our policyholder surplus of approximately $575 million. Still, we remain financially rock-solid with over $14.7 billion in policyholder surplus. We continue to have the capacity needed to support all of the good business the agents have to place with us in 2023, and for years to come. Auto-Owners Life Insurance Company had another excellent year as well.
Health Insurance
Is every member of your family covered? Let’s be honest, we know that pets are considered part of the family too. Make sure they are protected against injuries and illness with pet medical insurance from Auto-Owners and Figo.
Most independent agents offer life, home, car and, business insurance from several companies. This means you may only need one point of contact for all your policies. And, since independent agents offer more than one insurance company’s products, they can focus on finding a policy that fits your needs.
Workers Compensation Insurance
Protect your most important asset, your employees, with a workers compensation policy from Auto-Owners. This policy will provide medical and wage loss benefits for on-the-job injuries of your employees, and also protects your business by transferring your obligation of the risk to us.
Commercial Liability Insurance
While standard policies will cover your business in most situations, one unforeseen catastrophic event not covered by your policy could be detrimental to your company. An Auto-Owners Commercial Umbrella policy is designed to protect your assets by providing coverage above and beyond the limits of your other policies. It also provides protection from accidents that may not be covered by your existing insurance policies.
Annuities also grow tax-deferred, meaning taxes are not paid on interest earnings until funds are withdrawn. This can be especially beneficial for individuals who are in a lower tax bracket during retirement years.* Funds held in an annuity pass directly to beneficiaries upon the death of the annuity holder. No surrender charges would apply and the funds may avoid probate, if payable to a named beneficiary.*
Liability Insurance
Your home and auto policies are designed to protect you from unexpected events that may come your way. But what if you’re faced with a lawsuit that exceeds the limits of your policy? An Auto-Owners Personal Umbrella policy provides comprehensive liability protection designed to cover you above and beyond the limits of your standard policies. With several limit options available, we can tailor the policy to your unique needs.
Think you don’t need flood insurance because you don’t live along a river or stream? Nobody is risk-free when it comes to flooding. In fact, 25% of all flood insurance claims occur in areas considered to be at “lower risk†for floods.