Purchase and Refinance loan programs: Conventional/Conforming FHA (With credit scores starting as low as 500) FHA 203K FHA Reverse Mortgage VA (purchase and streamlines) THDA USDA Rural Development HomePath Jumbo Loans (Loan amounts up to 5 million, possibly 10 million with an exception) Jumbo Loans (LTV up to 90% with no MI and a maximum $833,000 loan amount) HARP Fannie DU Refi Plus HARP Freddie LP Open Access FHA down payment assistance programs in participating counties Foreign Nationals Loan Interest Only ARMs Non-Owner Occupied to 85% LTV My Community 97% LTV Conventional Non-Owner Occupied Properties up to 10 financed Seller held second mortgages allowed on some Jumbo products