We provide various types of coverage to clients across the state. We take the time to customize home and auto insurance policies to suit your personal needs and budget. We do not offer cookie-cutter insurance policies to clients.
Home insurance coverages range from structure and property to high-value item and natural disaster(hurricane, flood, storm, and other) As an independent insurer we partner with different carriers and as a result, we can ‘shop’ on behalf of our clients for coverages that are most appropriate and cost-efficient. These coverages include...
Business insurance coverage protects businesses from losses due to events that may occur during the normal course of business. There are many types of insurance for businesses including coverage for property damage, legal liability and employee-related risks. Companies evaluate their insurance needs based on potential risks, which can vary depending on the type of environment in which the company operates.
Workers Compensation Insurance
Employers are legally obligated to take reasonable care to assure that their workplaces are safe. Nevertheless, accidents happen. When they do, workers compensation insurance provides coverage.
Builders Risk Insurance
A property insurance policy that is designed to cover property in the course of construction. There is no single standard builders risk form; most builders risk policies are written on inland marine (rather than commercial property) forms. Coverage is usually written on an all risks basis and typically applies not only to property at the construction site but also to property at off-site storage locations and in transit. Builders risk insurance can be written on either a completed value or a reporting form basis; in either case, the estimated completed value of the project is used as the limit of insurance.