R Luckett Jr Attorney

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Luckett Jr, R Cratin, JD

Luckett Jr R Cratin

Craftin R Luckett Attorney

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Phone: (601) 414-4141

Address: 10 Lakeland Cir, Jackson, MS 39216

Burglary
"In June, the FBI announced that burglary is on the rise in nearly every area of the country," says Jeff Butler, a home security expert with Protect America. "Rental homes are as much targets of thieves as single-family dwellings. They may even seem more appealing to criminals since they might believe renters are less inclined to take security measures to protect their homes."
Theft
Identity Theft
While these are good practices, unfortunately they won't necessarily prevent you from falling victim to the fastest growing crime in America. The Federal Trade Commission estimates that by the end of this year, approximately 1 out of every 23 people in the U.S. will have become an identity theft victim.

Mergers and Acquisitions
Would the organization you work for be able to produce a list of its Assets? The sellable inventory probably. But what about the number of: desks, chairs, keyboards, fax machines, paintings, cubicles, filing cabinets, telephones, calculators, cash registers, book shelves, racking, etc. It is often difficult for organizations during mergers and acquisitions to document their assets for one another. Remember the, "Burden of Proof" is on you, the policy holder, not your insurance provider.

Trusts
Getting back to the task at hand, as my wife and I created the inventory of our Assets, I thought about all the times I said I was going to inventory everything we owned, prior to the fire, but never got around to actually doing it. My insurance agent told me when I purchased my Homeowner's Policy, to create an accurate record of our Assets in case of catastrophe or theft. My attorney told me, when we were creating our Living Trust, to create an inventory of our Assets. I even thought about friends of ours that had gone through a divorce, they said the worse thing they had to do was to inventory their Assets for the Judge so they could be divided equally. The signs were there, and each time my wife and I said we would go through and inventory everything, we never actually did. Now, we were sitting in a hotel room at night, walking through a burnt out house during the day, while listening to our 3 year old saying, "Daddy I'm ready to move back home and play with Shaka and Baby again!" Shaka and Baby are our two dogs we had to leave at the house because the hotels in the area would not accept animals.

Foreclosure
"If you're facing the prospect of one of those resetting ARMs, refinancing to a fixed-rate mortgage can mean the difference between keeping your home and foreclosure," Irons says. "Fortunately, with rates near an all-time low, there are plenty of opportunities to find a better deal."

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