Richard T Sargeant

Financial Planning Consultants, Accounting Services, Annuities & Retirement Insurance Plans

Be the first to review!

Add Hours

(419) 887-5887Call Visit WebsiteVisit Website Map & DirectionsDirections2150 River RdMaumee, OH 43537 Write a ReviewWrite Review

More Info

AKA: Sargeant, Richard T
Other Link: http://heritagefa.com
Categories: Financial Planning Consultants, Accounting Services, Annuities & Retirement Insurance Plans, Financial Planners, Financial Services, Insurance, Investment Advisory Service, Investment Management, Mutual Funds, Retirement Planning Services, Tax Return Preparation, Taxes-Consultants & Representatives

Gallery

Be the first to add a photo!

Reviews

Hi there!
Be the first to review!

Click to Rate

Details

Phone: (419) 887-5887

Address: 2150 River Rd, Maumee, OH 43537

Website: http://heritagefa.com

People Also Viewed

View similar Financial Planning Consultants

Suggest an Edit

Richard T Sargeant

Tax Planning
Tax Services
Roth IRA
Use this calculator to determine your Required Minimum Distribution (RMD) from a traditional 401(k) or IRA. In general, you must begin withdrawing money by April 1 of the year following the year that you turn 70 1/2. In general, your age and account value determine the amount you must withdraw. Note that taxes may be due on distributions from a traditional IRA or a 401(k). Do NOT include balances from a Roth IRA or a Roth 401(k).
Income Tax

Investment Management
Our fees are low by industry standards, and include professional investment management services as well as access to institutional mutual funds. Heritage’s fee includes professional financial advice, face-to-face meetings, monthly market updates, (as well as occasional weekly updates during tumultuous market conditions), portfolio reviews, and regular monitoring and rebalancing of clients’ portfolios.
Mutual Funds
Your financial advisor must have your confidence and trust. What sets Heritage Financial Advisors apart from other financial advisory firms is its status as an independent advisory firm and its high ethical standards. Heritage’s advisors act as a fiduciary for you, our client. Our investment philosophy follows the Prudent Investor Act, which requires advisor’s to act in the client’s best interests at all times. As a fee-based investment firm, the Heritage group will never advise its clients to invest in a mutual fund simply because Heritage has a relationship with that fund family. Our advisors have no proprietary products to sell. Instead, our interests are the same as those of our clients.

Accounting Services

Financial Planning
A. Today more than ever, CERTIFIED FINANCIAL PLANNER™ professionals are an essential resource. From budgeting, to planning for retirement, to saving for education, to managing your taxes and your insurance coverage, “finances” doesn’t mean just one thing for most Americans- and “financial planning” means much more than just investing. Bringing all the pieces of your financial life together is a challenging task. CFP® professionals understand all the complexities of the changing financial climate and will make recommendations in your best interest. - See More
Retirement Planning
Annuities
A. We are a fee-based financial advisory firm that provides comprehensive financial planning, investment management, retirement plans, college savings plans, mutual funds, annuities, life and disability insurance and long-term care insurance.
Long Term Care
We encourage you to explore our site and learn more about the services we provide. Should you have any questions or would like more information on our firm, please feel free to email us at [email protected] or call us at 419-887-5887 or 800-769-3504. We look forward to hearing from you.
Asset Management
Our investment philosophy follows the covenants of Modern Portfolio Theory, which uses different asset classes to increase overall portfolio diversification and reduce risk. Our philosophy follows the Prudent Investor Act, which requires advisor’s to act in the client’s best interests at all times. Portfolios are constructed based on models established by Dimensional Fund Advisors, a leader in structured and passive investing. Studies have consistently shown that passive asset management out-performs active management over time. Structured and passive management provides several advantages...
College Funding
The College Savings calculator will help you determine the amount you must invest each year to have enough money to cover all college costs. You may also want to read FINRA’s publication providing information and guidance about college savings plan options, including 529 plans.
Asset Protection
Visit the following link at Schwab institutional to read more about the asset protection at Schwab and to learn more about Schwab’s financial condition. http://www.schwabinstitutional.com/public/backing/leading.shtml

View All Services

Provided by