Fred Garcia is a proven, professional, and dedicated local insurance agent for all of your needs here in Idaho and Oregon. Fred Garcia is an expert in auto, home/renters, life insurance, other property insurance, as well as all of your recreational vehicles. Fred specializes in travel trailer, motorhome, snowmobiles, off road recreational vehicles, boats and other outdoor toys. Fred takes the time to fully understand your personal needs and what is required to protect those things out of are important to you. Fred works hard to make sure that you get a very competitive insurance rate with superior insurance coverage. The goal is to build a strong positive relationship and ensure you are properly protected with customized insurance so you only pay for what you need. Fred Garcia has a 5 star satisfaction rating from his current customers. Give him a call today!
Wherever you call home, be it a smaller apartment or a sprawling house, it's worth protecting. Your home — and all the things inside it — deserve to be safeguarded with insurance coverage that's customized to you. Plus, you can bundle your property and car insurance for savings of up to $950.
At Liberty Mutual, we offer lots of ways to save on renters insurance. Browse our discounts for you and your policy to find out what's right for you.
Home Insurance
It's one of the biggest investments you'll ever make. From your front yard fence to the top of your roof, we'll help you get covered with customized Homeowners Insurance.
Condo Insurance
Condo Insurance comes with all the essential coverages you need: coverage for your personal property, liability coverage, and coverage for the features inside your unit (as well as other property you may be responsible in your condo association). Of course, you can customize your condo coverages to meet your unique needs when you start your quote.
Landlord Insurance
Landlord Insurance covers your property and provides liability protection. Customize a policy that fits you with coverage options like Inflation Protection, Fair Rental Value, and more.
A life insurance policy provides financial protection for your family in the event of your passing. Your beneficiaries will receive money to use as they see fit, ensuring security in a difficult time.
Health Insurance
If not, you may want to add or raise your limits on coverages like Personal Injury Protection (PIP) and Medical Payments Coverage (MedPay). These can help pay your medical expenses after a car accident - regardless of fault. Uninsured Motorist Coverage can also help pay your medical bills if you're hit by an uninsured driver.
With a Single Premium Deferred Annuity (SPDA) or Fixed Indexed Annuity (FIA), you make just one lump-sum premium payment in exchange for a guaranteed stream of income for your retirement years.
Liability Insurance
The ultimate protection for both your vehicle and property. Be prepared for the unpredictable with a customized umbrella policy.
Pet Insurance
Pets are family. Protect them like that. Pet Insurance can help your pet get the best veterinary care available when they need it by reducing the financial burden of unexpected medical costs due to illness or injuries. Think of it as health insurance for pets. Plus, our preventative wellness options could help you stay ahead of any potential issues altogether.
Flood Insurance partnership with the National Flood Insurance Program Liberty Mutual is part of the WYO (Write Your Own) Program under the Federal Emergency Management Agency (FEMA) in all 50 states, in over 21,000 communities. Our participation in this program allows us to provide and serve NFIP policies that can keep you protected from costly damage.
Earthquake Insurance
Earthquake insurance deductible: Typically based on the percentage of your home's insured value, but can also be based on where you live. Example: People that live in an earthquake prone area may be subject to a minimum-percentage-based deductible. In this case, this may be a lot more than someone that lives in a less risk-prone area.