Why do I need Life Insurance? Am I eligible to buy Life Insurance as a senior? Johnsman Financial Group is a Life and Health Insurance Company, located in Detroit, Michigan. If you are in need of Life Insurance and/or Health Insurance, please contact us. Seniors with low income have the resources to buy life insurance. If you are a fixed income with health conditions you can still buy insurance. Having lived a wonderful life, and have helped many people in your lifetime, you should want to be honored in your transition. Seniors leaving the burden of their funeral on their children, we now at Johnsman Financial Group is something at they want. Our insurance underwriters will work with you and your family member on the best rates for you in your time of need.