Lincoln Heritage Funeral AdvantageWe are the leading final expense program, operating in 49 states, and specialize in helping people cover their funeral costs and other final expenses. Funeral Advantage™ is a no medical exam, easy-to-get whole life insurance program offered by Lincoln Heritage Life Insurance Company® that gives your family a cash benefit, up to $20,000 in the event of your death. Just answer a few health questions on the application. We provide final expense life insurance quotes for people looking to protect their families from rising funeral costs. As a family-owned company, Lincoln Heritage provides the old-fashioned, personalized service you deserve. When you call us, we answer with compassion and care - every time.Lincoln Heritage Life Insurance Company is an accredited Better Business Bureau Business with an A.M. Best Rating of A- (Excellent). A.M. Best is an organization that evaluates the financial strength of insurance companies.