Fenner & Esler

Insurance Consultants & Analysts, Health Insurance, Insurance

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Today: 8:15 am - 4:15 pm

Tomorrow: 8:15 am - 4:15 pm

(201) 262-1200Call Visit WebsiteVisit Website Map & DirectionsDirections467 Kinderkamack RdOradell, NJ 07649 Write a ReviewWrite Review

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Hours

Regular Hours

Mon - Fri:	8:15 am - 4:15 pm

Places Near Oradell with Insurance Consultants & Analysts

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Paterson (13 miles)
Fort Lee (13 miles)
Passaic (14 miles)
Nanuet (15 miles)

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Extra Phones

Fax: (201) 262-7810

TollFree: (866) 737-7683

Phone: (201) 262-4327

Other Links

https://www.fenner-esler.com/contact-fenner-esler

http://fenner-esler.com

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Insurance Consultants & Analysts, Health Insurance, Insurance

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Details

Phone: (201) 262-1200

Address: 467 Kinderkamack Rd, Oradell, NJ 07649

Website: https://www.fenner-esler.com/contact-fenner-esler

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Fenner & Esler

Health and Life

Health Insurance
Certainly most A/E and environmental consulting firms are carefully examining all of their overhead items with an eye toward reducing costs. Professional Liability (PL) insurance premiums, plus the variable costs associated with deductible obligations (post loss), are generally among the larger single line items after rent/payroll/health insurance.

Professional Liability Insurance
It’s a great title for a short piece, unfortunately a more appropriate moniker would have been that “there is no off the shelf insurance product for IPD delivery methods.” Specific insurance doesn’t exist for several reasons not the least of which is that Professional Liability carriers have not had sufficient demand for a customized product because there have not been enough projects delivered via IPD.

Liability Insurance
Architects insurance is a specialized type of professional liability (also known as errors and omissions) insurance. Professional liability coverage protects you and your firm in case a client or third party sues you for damages resulting from errors accidentally committed while working on a project, as well as omissions and acts of negligence. The policy covers both the cost of defending the suit in court as well as any damages awarded, up to the coverage limits and is generally renewable on an annual basis. Taking out general liability insurance ensures that your business will continue running even if you are sued and you will not suffer from catastrophic financial losses. Being covered also makes it more likely that you will be hired for jobs as it indicates that you are financially responsible and you have the financial resources to reimburse the client if they incur any losses from the project. As part of your contract with your client, you may be required not only to maintain coverage during the duration of the project, but for several years afterwards in case problems with the project should arise.

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