B Murray Insurance Agency Inc Orm Bch

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Phone: (386) 673-0691

Address: B Murray Insurance Agency In, Ormond Beach, FL 32173

B Murray Insurance Agency Inc Orm Bch

Health and Life

Life Insurance
Group life insurance can be an added benefit you offer your employees. This type of life insurance is offered by an employer to employees, typically as part of a larger group benefits package. As the coverage is purchased from the provider on a wholesale basis, the costs for each individual worker can be significantly lower than the cost of purchasing an individual policy.
Health Insurance
Having the right health insurance in place is important. Not only do you need the right coverage at an affordable rate, but also access to the healthcare providers you trust for the services you and your family need. Our agent at Murray Insurance Agency in Lake Mary, Florida, can help you find the best fit in an individual and family health insurance plan.
Disability Insurance
Group disability insurance is provided in a single policy that covers an entire company or group. It can be a valuable part of an employee benefits package that serves to protect your company’s most valuable asset – your employees. An agent at Murray Insurance Agency in Lake Mary, Florida, can work with you to structure a group disability program to suit the needs of your company or group.
Long Term Care
Once you are eligible for Medicare, you can enjoy the benefits of Medicare Part A. This insurance covers the cost of inpatient care in hospitals and skilled nursing facilities (not long-term care). There is usually no monthly cost for Medicare Part A, as you paid to gain this insurance during your working years. If you did not pay Medicare taxes during working years, you can purchase Part A coverage.
Dental Insurance
Group dental insurance is an important benefit that will be very appreciated by your employees. A quality dental benefits plan can be helpful in recruiting and retaining talent. Good oral health is known to be a factor in various other medical conditions that may eventually impact employee performance. If you would like to include group dental insurance in your employee benefits package, an agent at Murray Insurance Agency in Lake Mary, Florida, can assist you in your search.
Vision Insurance
About 75 percent of Americans need vision correction, whether through glasses, contacts, or surgery. As a result, vision insurance is one of the most popular health and wellness plans, as it reduces the cost of regular eye exams, glasses, and contacts. In addition, some vision insurance plans offer more benefits, with discounts on LASIK surgery and some other elective vision correction treatments.

Personal

Annuities
A fixed annuity pays out a fixed amount of money (also known as a lump sum), which can stabilize income no matter the ups and downs of the market. Based on the plan, when the owner of a fixed annuity passes away, the remaining funds may pass to the insurance company or a beneficiary. Some fixed annuities are designed to provide income to beneficiaries and a death benefit. If you want to ensure your loved ones have the financial support they need when you are gone, ensure you have a fixed annuity with a death benefit. The insurance company may also offer you the option to increase the value of the death benefit.
Travel Insurance
Sometimes referred to as medevac or medivac, Emergency Medical Evacuation ensures that you get to the right hospital quick after an injury and that you get care on the way. Travel insurance can mitigate enormous costs of a medical evacuation in the event of unforeseen emergencies.

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