An agent is awarded a ring based on achieving a certain level of cash flow in a rolling 12-month period. Please note that many of our agents do not achieve the same level of success. For the calendar year 2022, World Financial Group Insurance Agency, LLC its subsidiary agencies and World Financial Group Insurance Agency of Canada, Inc., as a whole, paid an average of $7,402.09 to its life insurance-licensed agents in the United States and Canada. This amount includes U.S. and Canadian dollars earned by the agent in their local currency, and is not adjusted for exchange rates. Agents are independent contractors who bear all their own business expenses and average cash flow numbers do not account for individual expenses that any agent may incur in connection with the WFGIA business.
Health Insurance
Requests by California Residents. If you are a California resident, you may have certain additional privacy rights such as the right to request access to your personal information or that we delete your personal information. For example, under the California Consumer Privacy Act (“CCPA”), California residents may request to prohibit the “sale” of their personal information, as defined in the CCPA. If you are a California resident and wish to make this request, please click this link: Do Not Sell My PI. For additional information, please click this link: CCPA. Also note that the CCPA does not apply to information subject to other privacy laws such as the Gramm Leach-Bliley Act (“GLBA”), the Health Insurance Portability and Accountability Act (“HIPAA”), and the Fair Credit Report Act (“FCRA”). Therefore, information collected or used under such laws, such as information collected for financial or insurance products, is not subject to the CCPA.
In the United States, our product offerings include annuities, which you purchase from an insurance company in either a single payment or through a series of payments. Your payout can come in either in a lump sum or be paid out over time. Our life licensed agents can offer fixed and fixed indexed annuities from a variety of providers.