Hovda Dave Agency

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AKA: Hovda David Agency Inc
Categories: Insurance, Auto Insurance, Boat & Marine Insurance, Business & Commercial Insurance, Flood Insurance, Health Insurance, Homeowners Insurance, Liability & Malpractice Insurance, Life Insurance, Motorcycle Insurance, Property & Casualty Insurance, Recreational Vehicle Insurance, Renters Insurance, Travel Insurance, Workers Compensation & Disability Insurance

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Phone: (218) 463-1065

Address: 113 Main Ave S, Roseau, MN 56751

Hovda Dave Agency

Motor Vehicle

Auto Insurance
Don't forget to factor in the cost of car insurance. Call your American family insurance agent or head to AmFam.com to get a personalized quote in minutes.
Motorcycle Insurance
American Family Insurance’s motorcycle insurance covers everything from your boots to your handlebars. And because we know that no two bikes are alike, our customizable coverages help you protect your unique ride — so you can stay focused on the road ahead.
Boat Insurance
In the event of a covered loss or damage to your watercraft, boat insurance helps to cover your costs for repairs. And if you’ve purchased a new vehicle replacement coverage endorsement for your boat, you may qualify for the outright replacement of your boat, in the event of a total covered loss. Limitations apply, so be sure to talk to your agent about qualifying for the coverage.
RV Insurance
At American Family Insurance, we go beyond just protecting your camper or motorhome — we protect your sense of adventure too. And our recreational vehicle insurance is designed to do just that.
Snowmobile Insurance
When sled season arrives, all you can think about is getting out on your snowmobile. Wouldn’t it be nice to take the worry out of your favorite winter sport and focus on the thrill of riding? With American Family’s snowmobile insurance and the support of an agent, you can rest easy, knowing you’ll never ride alone.
Mobile Home Insurance
With our paperless discount, you can easily save money and manage your policy. Read more about paperless billing and other great discounts from American Family.
ATV Insurance
Your ATV is your off-road ticket to freedom and fun! But before you hit the trails, you’ll want to make sure you’ve got the protection you need to enjoy your rugged adventures worry-free. That’s where we come in. American Family ATV insurance safeguards you from the unexpected. And because we know no two four-wheelers are alike, our customizable coverages help protect your unique ride — giving you the confidence you need keep your off-road dreams going strong.

Property

Renters Insurance
Renters, we bundle for you too! Our auto and renters insurance bundle can earn you big savings as well. Save up to 5% when you bundle your renters and auto policies with American Family Insurance.**
Home Insurance
Make things simple and save yourself money with an American Family Insurance bundle. Customers who bundle their auto and home insurance policies save up to 23% on both policies together.*
Condo Insurance
While your condo association’s insurance usually includes protection for most of the structure of your condo, their coverage doesn’t extend to your belongings. In addition, some condo association policies may not cover the entire structure. This is where we step in with affordable condo insurance options to get you back on your feet, should the unexpected happen.

Health and Life

Life Insurance
You do everything you can to protect your loved ones, and that includes their financial future. Life insurance is a smart, proactive way to financially protect the dreams of those you care about after you pass away. Whether you’re looking for temporary coverage or coverage that lasts a lifetime, American Family Life Insurance Company has customized options to financially protect the ones who matter most.
Health Insurance
Pets make our homes and lives so much better when they’re around. And we understand they’re more than just pets — they’re important members of your family. Just like your human family members, there might be times your pets get sick or needs medical attention. Pet health insurance helps you plan for these difficult times so you can lovingly care for your pet through all stages of life.

Business

Business Insurance
Farm and ranch owners insurance is dual coverage that protects your operation and the home that you live in. With it, you’ll have a custom blend of homeowners coverage and business insurance with additional options to best fit the specific needs of your farm or ranch.
Workers Compensation Insurance
Is business insurance required? Many types of business insurance are optional; however, there are a few that can be required by law or your clients such as workers compensation, business automobile, and general liability. Property and casualty insurance is highly recommended to help keep the investment you have in your business safe. Insurance is important for a business because the reality is that without business insurance, your company's assets, and all of your hard work, can be lost if something unexpected should happen.
Commercial Liability Insurance
This policy adds another layer of protection to your primary business liability coverages by giving you extra security against legal and financial incidents that could jeopardize your business dream.

Personal

Liability Insurance
We all make mistakes. If you cause an accident on the snow, our liability coverages will help pay for injuries, property damage, first aid, lost wages and court costs, so you can focus on getting back to the sport you love. Covered drivers include you, relatives in your household and others who are driving your snowmobile with your permission. If you want more coverage — ask your agent for higher liability limits or a Personal Liability Umbrella policy.
Travel Insurance
You work hard every day to make a better life for your family, and you work hard to put money aside for your time away traveling. But if something happens and you find yourself unable to travel, you may wind up losing a lot of your travel money if you’re caught without a travel insurance policy.
Identity Theft Insurance
Pet Insurance
During the application process, you can choose from several annual deductible options. The higher the deductible you choose, the lower your pet insurance payment will be. Then you can choose how much of your vet bill you want reimbursed. The lower the percentage, typically the less your insurance payment will be.

Natural Disaster

Flood Insurance
It’s important to note that your American Family homeowners policy doesn’t provide coverage for damage due to flooding or rising water. Flood insurance is available through the National Flood Insurance Program (NFIP).

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