Chang & Diamond APC

Divorce Attorneys, Attorneys, Bankruptcy Law Attorneys

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Tomorrow: 8:00 am - 7:00 pm

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Mon - Fri:	8:00 am - 7:00 pm
Sat - Sun:	9:00 am - 6:00 pm

Places Near San Marcos with Divorce Attorneys

Escondido (7 miles)
Vista (10 miles)
Rancho Santa Fe (14 miles)
Valley Center (15 miles)

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Categories: Divorce Attorneys, Attorneys, Bankruptcy Law Attorneys, Child Custody Attorneys, Criminal Law Attorneys, DUI & DWI Attorneys, Family Law Attorneys

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Phone: (619) 233-6300

Address: 100 E San Marcos Blvd, San Marcos, CA 92069

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Chang & Diamond APC

Divorce
Child Support
You must know that when you declare bankruptcy, not all debt is dischargeable. A reliable way to determine dischargeability is to discuss your debts with an attorney. Our attorneys will examine when each debt was incurred, whether it was a personal loan, credit card charge, or a medical bill (all of which are dischargeable). We also look at some debts that may not be dischargeable, such as student loans, child support, or spousal support. We provide you with honest answers so you can make informed decisions. We have offices in the San Diego and Riverside area, Temecula, and El Cajon and East County area to better serve our bankruptcy clients.
Spousal Support
It is strategically important to know that not every debt is dischargeable. The non-dischargeable debts include child support, taxes, alimony, and student loan. Besides this, any such debts for death or injury caused by drunk driving also cannot be discharged. Financial hardship can happen to any person. Therefore, if you are being sued by the creditors, bankruptcy is the only viable solution that can provide you financial relief. It is important to consult an experienced bankruptcy attorney, ho can guide you and help you throughout the process. Remember, bankruptcy is not an admission of financial failure, rather it is a financial reset, which allows you to move forward with a fresh slate.

DUI/DWI
Sex Crimes
Due to the lack of uniform laws as well as the fact that cybercrime is a relatively new phenomenon, it’s imperative that the general public gets as informed as possible about it. Hopefully, more information will help them to protect themselves against attacks. It is also important to understand the basic defenses for cybercrime charges, especially those concerning the constitutional right to freedom of speech.
Fraud
Credit card fraud is another type of computer crime. In practical terms, a credit card fraud is a situation when a person uses another person’s credit card or credit card information without that person’s consent to shop online, pay a bill or do online banking. There is also protections for those accused of cyber crime. Visit a criminal attorney San Diego to find out.
Theft
Identity Theft
There are other types of ‘’cyber’’ fraud such as bank fraud, identity theft and theft of classified information, to mention a few. Identity theft is not an uncommon computer crime so it’s important to be aware of its existence. Someone might unlawfully obtain your personal identifying information which is regarded as identity theft. This offense is considered a cybercrime when the person who obtained the information uses it to gain money by creating a credit card or other account with a similar purpose.

Bankruptcy
Having worked together since 1995, bankruptcy attorneys Richard Chang and Steven Diamond formed the San Diego & Riverside County, California, bankruptcy law firm of Chang & Diamond, APC, in 1998. In the time since its inception, Chang & Diamond, APC, has become one of the leading bankruptcy and debt relief law firms in Southern California. This is due in large part to the energy and efforts of our attorneys—people committed to helping clients overcome the crippling and often devastating effects of extreme financial debt.
Foreclosure
If you are unable to pay your mortgage and credit card bills, bankruptcy may be an effective option to regain financial stability. Given the current financial crisis and housing market meltdown, you creditors may be willing to modify your mortgage or reduce your minimum monthly payments on your credit cards. However, if your creditors are unwilling to work with you, filing for bankruptcy under Chapter 7 or Chapter 11 may be the only way to avoid foreclosure on your home and further financial difficulty. At Chang & Diamond, our San Diego debt relief attorneys can evaluate your current financial situation and discuss the options available to you.
Tax Law
At the San Diego and Riverside County, California, law firm of Chang & Diamond, APC, our San Diego bankruptcy and tax issues lawyers can inform you of your options regarding Bankruptcy and tax debt relief so that you can make a fresh financial start.
Debt Collection
Are you being harassed by debt collectors? Do you constantly receive phone calls at work and at home? Have you even received threatening messages? There are consumer protection laws that protect you from creditor harassment. The Fair Debt Collection Practices Act (FDCPA) protects consumers from unfair, deceptive or abusive practices by debt collectors.

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