Independent Insurance Services

Insurance, Auto Insurance, Boat & Marine Insurance

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19 Years

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Map & DirectionsDirections26100 American DrSouthfield, MI 48034 Write a ReviewWrite Review

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Email: Email Business
AKA: Independent Insurance Services Agency
Categories: Insurance, Auto Insurance, Boat & Marine Insurance, Business & Commercial Insurance, Dental Insurance, Flood Insurance, Health Insurance, Homeowners Insurance, Insurance Consultants & Analysts, Liability & Malpractice Insurance, Life Insurance, Motorcycle Insurance, Property & Casualty Insurance, Recreational Vehicle Insurance, Travel Insurance, Workers Compensation & Disability Insurance

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Phone: (248) 352-3222

Address: 26100 American Dr, Southfield, MI 48034

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Independent Insurance Services

Auto Insurance
Business auto insurance provides coverage for vehicles owned or leased by your manufacturing business and provides coverage for bodily injury, property damage, and other exposures, and could include comprehensive and collision coverage as well.
Motorcycle Insurance
Boat Insurance
RV Insurance
Aircraft Insurance

Home Insurance
Typically, there is a sublimit on homeowner insurance policies for valuable possessions, such as jewelry, furs, fine arts, and other collectibles.

Health and Life

Life Insurance
We provide two high deductible medical plan options, along with dental and vision coverage for you and your family. We make a generous contribution to your Health Savings Account when you elect one of our two medical options. If you have other coverage available to you and choose to opt out of ours, we will provide you an opt out credit. Basic Life Insurance is paid by Kapnick and you are given the option to buy up additional Voluntary Life coverage.
Health Insurance
For those who don’t have employer-sponsored health plans, an individual health insurance policy is a necessity. We’ll help you sort out the confusion of co-pays, coinsurance and other considerations and create a policy that fits your life.
Dental Insurance

Business Insurance
At Kapnick Insurance Group, we have products to serve a wide array of industries –whether it’s providing business insurance, personal insurance, employee benefits, risk management or financial strategies.
Commercial Property Insurance
Commercial property insurance can help protect the property your business owns or leases, including things like equipment, inventory, furniture, and fixtures. Whether you own your building or lease your workspace, commercial property insurance can be purchased separately or can be combined with other necessary coverage to protect your business’ physical assets.
Workers Compensation Insurance
Workers' compensation protects your employees should a job-related injury or sickness occur during the course of employment. This coverage is required by law and may vary by area, so be sure that you understand your obligations for all physical locations where your business operates in and all physical locations where you hire your employees.
Commercial Liability Insurance
You should consider purchasing a commercial umbrella insurance policy which provides higher limits, typically between $2,000,000 and $10,000,000, and often broadened coverages. Coverage is extended over various policies, including general liability insurance, business auto, and directors and officers liability insurance.
Professional Liability Insurance
Restaurant Insurance

Liability Insurance
Commercial general liability insurance is an absolute necessity for a manufacturing business. This type of protection provides broad coverage for premises, operations, completed operations and advertising, and personal injury. It will also pay to defend any covered lawsuit or action regardless of its merit. Coverage can be purchased as a separate policy and can be tailored to your specific needs.
Travel Insurance
Various types of travel insurance are available that may offer protection in case of lost baggage, trip cancellation or delays, or trip interruption. You may also want to consider policies that cover accidental death and dismemberment, as well as the repatriation of remains.
Identity Theft Insurance
Management liability programs including individual directors and officers, kidnap and ransom, and cyber liability insurance
Jewelry Insurance

Natural Disaster

Flood Insurance
Flood insurance is not part of any property or liability policy. It is a standalone policy that reacts independently from all other coverage. Whether or not your course is (or is not) in a designated flood zone, consider coverage in anticipation of an unforeseen weather event.
Earthquake Insurance

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