First Southern State Bank is a community bank serving Jackson and Dekalb Counties in Alabama since 1910. The bank is located in northeast Alabama, with offices in Stevenson, Higdon, Scottsboro, Rainsville and Fort Payne. Personal banking services include regular checking accounts, convenience checking accounts, student checking accounts, privilege checking accounts, thrift checking accounts, money market accounts and money prime accounts. Commercial accounts include business checking accounts, small business deposit accounts, and church, civic and nonprofit organization accounts. Investment services include savings accounts, certificates of deposit, individual retirement accounts, automatic teller machine banking and direct deposit. The bank also provides real estate, agriculture, commercial and consumer loans. First Southern State Bank has a location in Stevenson, Ala.