Ayco Corporation

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Life Insurance
Goldman Sachs Ayco or its affiliates may engage in insurance consulting or the insurance agency business for purposes of offering insurance contracts to counseled individuals, including variable life insurance contracts for which Goldman Sachs Ayco or its counselors may receive various forms of compensation. In addition, investment advisors of investment funds and products that may be offered to counseled individuals also may have other clients, businesses, and interests in addition to managing the assets of such product. Present and future activities of Goldman Sachs and other advisers in addition to those described in this supplement may give rise to additional conflicts of interest. More information regarding Goldman Sachs Aycoâ€™s business practices and conflicts is set forth in Goldman Sachs Aycoâ€™s Form ADV brochure, which is available upon request.

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