From accidents caused by slippery roadways to parking lot fender benders, the risks facing IN drivers are many. We routinely provide motorists in Kokomo, Marion, Peru, and the surrounding areas with comprehensive auto insurance.
Like a Homeowner, a renter also has certain potential liabilities. A Renters Insurance policy provides valuable protection for many of the risks discussed on the Homeowner page, along with the added risk of damage to the rented building or other tenants.
Home Insurance
Norris Insurance is your trusted solution for homeowners insurance. We offer coverage options that are both flexible and affordable, and will work with you on an individual basis to find a policy that best suits your needs. Our team is dedicated to providing the assurance that your family and your possessions are secure.
If a need for life insurance coverage exists, it is in your best interest to purchase a policy as soon as possible to ensure the safety and stability of your loved ones.
Health Insurance
As an individual, you are most likely responsible not only for yourself, but also for the well being of your family. In order to keep yourself and those you care about most healthy and happy, you will want to ensure that you have the proper Health Insurance plan that can cover your every need and keep you protected financially.
Disability Insurance
Long Term Care
Long-Term Care Insurance (LTC) helps provide for the medical expenses of extended home health care or nursing home costs beyond a specified period. In general, individuals who require Long-Term Care are those who can no longer take care of themselves and are unable to perform the basic activities of daily living without assistance.
Most business insurance policies include personal and advertising injury coverage that provides some protection for libel, slander, and derogatory remarks as well as invasion of privacy. Some homeowners and renters policies also provide personal and advertising injury. Standard business forms may contain language that provides limited coverage because they refer to material published on the Internet or to electronic communications. Coverage may also exist because protection for suits involving libel and slander may refer to defending against and, if needed, covering claims due to incidents of publishing or broadcasting information in any manner.
Workers Compensation Insurance
Employers have a legal responsibility to their employees to make the workplace safe. However, accidents happen even when every reasonable safety measure has been taken. To protect employers and employees from workplace accidents, almost every state requires businesses to buy workers compensation insurance. Workers compensation insurance covers workers injured on the job, whether they’re hurt on the workplace premises or elsewhere, or in auto accidents while on business. It also covers work-related illnesses.
Commercial Liability Insurance
A Commercial Umbrella policy will provide your business with additional coverage should a lawsuit or major accident exceed the limits of your existing, or underlying, General, Auto, or other business liability policy. It can also insure an incident that occurs outside of your coverage territory.
Professional Liability Insurance
Mistakes happen, but you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim. A Professional Liability policy keeps your day-to-day operations protected should your business be held legally liable.
Farm Umbrella insurance. But when serious situations arise, you will want to make sure your business is protected. A Farm Umbrella policy picks up where your other liability coverage stops. It can be an affordable way to provide an extra layer of protection against claims of bodily injury and property damage.
Options such as Personal Property Replacement Cost Coverage and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property coverage pays the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.