There are some types of debts that don’t qualify for bankruptcy discharge. If you have student loans, alimony payments or child support liabilities, you cannot dispose of them through a bankruptcy proceeding.
Spousal Support
For couples, bankruptcy and divorce sometimes go hand in hand. Both offer a fresh start after other solutions have failed. At Lawrence & Associates Accident and Injury Lawyers, LLC, our attorneys can refer you to a Kentucky divorce attorney, and we have an Ohio divorce attorney in house. A bankruptcy will not affect spousal support or child support, but a jointly planned bankruptcy between divorcing spouses will often be the best way for a couple to resolve joint debts apportioned in the divorce decree. At Lawrence & Associates Accident and Injury Lawyers, LLC, our attorneys can advise you on the best order in which to pursue divorce and bankruptcy, as well as whether you and your spouse should file a Chapter 7 bankruptcy or a Chapter 13 bankruptcy. Not everyone will combine a divorce and a bankruptcy in the same way.
Have you ever seen a law firm with two attorneys and twelve practice areas? No one can be an expert in more than one or two practice areas. Even the most diligent attorney stretches too thin if they take on a divorce on day one, a criminal defense on day two, and a personal injury on day three. At Lawrence & Associates, our attorneys limit themselves to a maximum of two practice areas to avoid becoming a jack of all trades but a master of none. What’s more, we consider trial work (a.k.a. civil litigation) to be a separate practice area that requires its own expertise. If you decide to litigate a serious injury at Lawrence & Associates, you’ll know your attorney has the skills and training to do the job right.
Wrongful Death
Wrongful death – If someone’s negligence leads to a person’s death, the surviving family can seek compensation for the losses they suffered from the at-fault party.
Workers’ compensation is a form of insurance that protects employees when they sustain a work-related injury or illness. The laws governing how workers’ compensation is handled vary from state to state. Fortunately for workers in Ohio and in Kentucky, it is required for employers to offer workers’ compensation to most employees. If you have gotten sick or injured while doing your job, make sure that you receive the benefits that you need by hiring a workers compensation lawyer.
Premises liability – Property owners should always offer a safe place for guests to visit. However, a lack of repairs and inadequate maintenance can create dangerous conditions, increasing the risk of injury.
Property Damage
An insurance adjuster may also make an early settlement offer. These are usually not fair compensation for your injuries or property damage. Even if they suggest that it’s the last offer you’ll get, that’s probably not true. If the adjuster thinks you aren’t represented, they may try to get you to settle your claim quickly just so you can get cash sooner. You want our legal team on your side to aggressively protect your rights and negotiate with the insurance company for fair compensation.
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Medical Malpractice
If you’ve been hurt in an accident, you have two years from the date of the accident to file your injury claim, according to Oh. Rev. Code § 2305.10(A). If you fail to file your claim within this set period, the court will refuse to hear your case. It is crucial to note that the statute of limitations for medical malpractice claims is one year, according to Oh. Rev. Code § 2305.113(A).
Auto Accidents
Social Security Disability
Cincinnati Social Security Disability Lawyers, Cincinnati Qualify for Disability Attorney | Lawrence & Associates Accident and Injury Lawyers, LLC
Dog Bites
Dog bites – Dogs can cause severe damage during an attack. Infections are common following a bite due to the bacteria that live in a dog’s mouth. The owner could be held liable for the victim’s injuries under the strict liability law.
Slip and Fall Injury
There is more to the personal injury law practice than car accidents and slip and fall injuries. When you or a loved one is harmed due to someone else’s actions or omissions, it could be a personal injury case, and our attorneys can help you in any type of accident. We also handle workers’ compensation, Social Security disability claims, and personal bankruptcy.
Unexpected life events like a job loss or a medical event can make your financial burden unmanageable. When you’re feeling overwhelmed with debt, our personal bankruptcy attorneys in greater Cincinnati and Northern Kentucky can help you get immediate relief from creditors. Bankruptcy can help you stop creditors and restructure your finances in order to get a fresh start.
Foreclosure
Concerned that filing a bankruptcy might be too expensive? We’ve got you covered! For as little as $300 to $400 down, you can file a bankruptcy – sometimes in less than a week. Start the automatic stay and stop harassing creditor calls, garnishments, repossessions, and foreclosures. Lawrence & Associates Accident and Injury Lawyers, LLC can set up a checking account deduction to make post-filing payment plans easy. And if you aren’t happy with our service, you can walk away at any time even if we’ve already filed your bankruptcy. Check out the flexible, affordable payment plan options we offer.