Disanti Law Offices

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Categories: Child Custody Attorneys, Attorneys, Bankruptcy Law Attorneys, Divorce Attorneys, Family Law Attorneys

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Phone: (413) 781-0813

Address: 1073 Riverdale St, West Springfield, MA 01089

Divorce
Child Support
Child Custody and Visitation
Adoption
Premarital Agreement
Guardianship
Our firm specializes in personal injury, divorce and separations, workman’s compensation injuries, residential and commercial real estate transactions, estate planning, probate of estates and guardianships, business services, adoptions, criminal law, bankruptcy and the providing of general legal advice.
Spousal Support
Legal Separation

Criminal Defense
Wrongful Death
Theft
Drug Crimes
Assault
Probation Violation
Restraining Order
Hit and Run
(#3) UNINSURED COVERAGE: This portion covers personal injuries you sustain, when struck by an individual who has NO INSURANCE, or injuries sustained in a HIT & RUN, UNAUTHORIZED USE OPERATOR, OR UNIDENTIFIED DRIVER ACCIDENT. This section will allow you to recover for your pain and suffering, once you have incurred $2,000 in medical expenses or have suffered a fracture or other permanent injury, such as scarring. Mandatory coverage in Massachusetts is now 20/40. However, that is very minimal coverage. Recommended coverage is 50/100, or more preferably, 100/300. The cost for this coverage is minimal in comparison to the benefits obtained.

Real Estate Transactions
DiSANTI LAW OFFICES, a vetted title insurance office, offers a wide range of services concerning real estate. We do Purchase and Sales Agreements for our clients when there is not a Realtor involved in the process; if there is a Realtor, then we review and make changes that are important to our clients, depending upon whether they are a buyer or seller. We also recommend that we review an Offer/Option to Purchase prior to documents being signed. The reason for that is in the absence of a Purchase and Sales Agreement, the Offer/Option to Purchase could become a contract.
Property Damage
(#7) COLLISION and (#9) COMPREHENSIVE: These areas apply to your vehicle, not your personal body. This covers property damage to your vehicle by accident (COLLISION), fire and/or theft (COMPREHENSIVE). Generally, the age and residual value of your vehicle determines whether or not you should have this coverage. However, if you have a loan with a bank, you MUST have Collision and Comprehensive Coverage. If you have no loan on your vehicle, you can lower your premium, by taking a higher deductible, i.e., $1,000. (Note: Your deductible will be lower, but you will be responsible for the first $1,000 in damage if you are at fault for the accident.) If you have a loan on your vehicle, the loan institution will determine the highest deductible they allow.

Personal Injury
(#2) PERSONAL INJURY PROTECTION (PIP): This covers medical expenses and/or 75% of your proven lost wages in the amount of $8,000. The laws in Massachusetts have changed, and currently, your personal health plan must be taken into consideration after the initial $2,000 in PIP benefits have been paid in medical expenses. Some personal health plans, including Medicare and Medicaid, as well as ERISA Plans, allow for your to obtain PIP benefits to the full $8,000 available. If you have personal health coverage, you must obtain proper referrals and stay in your health plan in order to obtain the full benefits of this coverage.
Medical Malpractice

Estate Planning
Our firm specializes in personal injury, divorce and separations, workman’s compensation injuries, residential and commercial real estate transactions, estate planning, probate of estates and guardianships, business services, adoptions, criminal law, bankruptcy and the providing of general legal advice
Wills
Power of Attorney
Probate

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